Gaston County property record for 315 E 4th Ave, Gastonia, NC 28054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 930 sqft · built 1953 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,000 (Aug 2026) |
| Tax Bill | $1,693 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01054 06101 |
| Primary APN | 01054 06101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Porch | Porch |
| Porch Area | 78 sqft |
| Heating Fuel | Oil |
|---|
| Street Address | 315 E 4TH AVE |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-0439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 01 054 061 01 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 32703 |
Source: Gaston County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 E 4TH AVE, GASTONIA, NC 28054-0439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK |
| Apr 4, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 · Amount on Record |
| Deed Sale | Aug 11, 2026 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 5662 / 231 |
| Prior Transfer Date | Sep 7, 2005 |
| Prior Transfer Doc | 0041700494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 11, 2026 |
| Property Address | 315 E 4TH AVE, GASTONIA, NC 28054-0439 |
| Document Number | 5662000231 |
| Book / Page | 5662 / 231 |
| Instrument Date | Aug 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,562.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 E 4TH AVE, GASTONIA, NC 28054-0439 |
| Document Number | 5662000233, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 5662/233 |
| Name | FARMERS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 4, 2023 |
| Property Address | 315 E 4TH AVE, GASTONIA, NC 28054-0439 |
| Document Number | 0054020566 |
| Book / Page | 5402 / 566 |
| Instrument Date | Apr 4, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 29, 2023 |
| Title Company | LINCOLN TITLE INSURANCE, LION TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2459 GLENRIDGE DR, GASTONIA, NC 28054-1131 |
| Name | Verified Name |
|---|---|
| Address | 315 E 4TH AVE, GASTONIA, NC 28054-0439 |
| Document Number | 0005402568 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 5402/568 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | May 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,693.00 | $158,380 (-) Land $17,500 Building $140,880 | |
| 2025 | $1,693.00 (+1.2%) | $158,380 (+2.23%) Land $17,500 Building $140,880 | |
| 2023 | $1,673.00 | $154,930 Land $17,500 Building $137,430 | |
| 2021 | $63,860 Land $8,000 Building $55,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Most Recent Claim | Jul 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures