315 E 3rd St, Monticello, MN 55362 Property Records

Wright County property record for 315 E 3rd St, Monticello, MN 55362 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,334 sqft · built 1950
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$221,000 (Dec 2020)
Tax Bill	$2,774 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155-040-003040`

Property Details

APN / Parcel Number

Primary APN	`155-040-003040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	889 sqft
Basement Area	445 sqft
Finished Basement	445 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 E 3RD ST
City	MONTICELLO
State	MN
Zip	55362-9294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTI BLOCKS A,B,C & D BLOCK-00C LT4 BLK C ALSO TH PRT OF LT 5 DES AS FOLS COM AT NELY COR OF
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTI
Legal Block	A,C
Legal Lot Number	4-5,3
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1010
Census Tract	100205

Owner

Source: Wright County records · APN 155-040-003040

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 E 3RD ST, MONTICELLO, MN 55362-9294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Dec 17, 2002 · Amount on Record
Deed Document Number	20201452110
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 16, 2020
Property Address	315 E 3RD ST, MONTICELLO, MN 55362-9294
Document Number	0001452110
Instrument Date	Dec 14, 2020
Instrument	1452110
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$729.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 E 3RD ST, MONTICELLO, MN 55362-9294

Mortgage

Document Number	0001452111
Date	Dec 16, 2020
Instrument	1452111

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,774.00 (+15.49%)	$262,700 (-2.27%) Land $91,000 Building $171,700	$262,700 (-2.27%) Land $91,000 Building $171,700
2025		$268,800 (+5.25%) Land $95,000 Building $173,800	$268,800 (+5.25%) Land $95,000 Building $173,800
2023	$2,402.00 (+20.46%)	$255,400 Land $90,000 Building $165,400	$255,400 Land $90,000 Building $165,400
2022	$1,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.