315 E 3rd St, Meriden, IA 51037 Property Records

Cherokee County property record for 315 E 3rd St, Meriden, IA 51037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,840 sqft · built 1914
Lot Size	0.563 acres (24,540 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2015)
Tax Bill	$1,682 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0612452004`

Property Details

APN / Parcel Number

Primary APN	`0612452004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Sunroom	Sunroom
Flooring	Laminate Plank
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,540 sqft (0.563 acres)
Lot Dimensions	120 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	350 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	315 E 3RD ST
City	MERIDEN
State	IA
Zip	51037-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LOT 6 & 7 & ALL LOT 8 & 9 BLK 13 HAZARD 2ND ADD 5084
Legal Subdivision	HAZARD 2ND ADD
Legal Block	13
Legal Lot Number	6-9
Jurisdiction	CHEROKEE IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1078
Census Tract	80300

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 E 3RD ST, MERIDEN, IA 51037-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 13, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2015 · Amount on Record
Deed Sale	Dec 14, 2015 · Amount on Record
Prior Sale	Jan 27, 2012 · Amount on Record
Deed Document Number	20152261
Deed Book / Page	2015 / 2261
Last Transfer Date	Aug 28, 2018
Transfer Doc	2018/1824
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	315 E 3RD ST, MERIDEN, IA 51037-7704
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1123
Date	May 17, 2022
Book Page	2022/1123
Instrument	2022 1123

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	315 E 3RD ST, MERIDEN, IA 51037-7704
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2597
Date	Dec 21, 2020
Book Page	2020/2597
Instrument	2020 2597

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2045

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE IA
Recording Date	Sep 13, 2018
Property Address	315 E 3RD ST, MERIDEN, IA 51037-7704
Document Number	2018/1824
Book / Page	2018 / 1824
Map Reference	DOC92-2151
Instrument Date	Aug 28, 2018
Instrument	2018 1824
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 3RD ST, CHEROKEE, IA 51012

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Meriden City
Unified School District	Marcus-Meriden-Cleghorn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,682.00 (+10.22%)	$129,970 (-) Land $14,120 Building $115,850	$129,970 (-) Land $14,120 Building $115,850
2025	$1,526.00	$129,970 (+20.54%) Land $14,120 Building $115,850	$129,970 (+20.54%) Land $14,120 Building $115,850
2024	$1,526.00 (-0.78%)
2023		$107,820 (+21%) Land $14,120 Building $93,700	$107,820 (+21%) Land $14,120 Building $93,700
2022	$1,538.00	$89,110 Land $14,120 Building $74,990
2021			$89,110 Land $14,120 Building $74,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN MUNICIPAL WATER SUPPLY serves 161 people · EPA ID IA1849071
Water Source	Purchased groundwater from CHEROKEE RWS- MILL CREEK SUBSYSTEM
Last State Inspection	Sep 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C-M-L Telephone Cooperative Association Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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