315 E 2nd St, Ute, IA 51060 Property Records

Monona County property record for 315 E 2nd St, Ute, IA 51060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,178 sqft · built 1920
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (May 2024)
Tax Bill	$922 (2026)
Deeds & Mortgages	May 2024 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`844235201040`

Property Details

APN / Parcel Number

Primary APN	`844235201040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,178 sqft Living Area
1st Floor Area	1,089 sqft
Attic	Attic
Attic Area	324 sqft
Basement Area	191 sqft
Unfinished Basement	191 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 E 2ND ST
City	UTE
State	IA
Zip	51060-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & W1/2 (25') LOT 7 BLK 18
Legal Subdivision	PLA
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1091
Census Tract	960400

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 S MAIN ST APT A, A, UTE, IA 51060
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Sep 9, 2022 · Amount on Record
Deed Document Number	2024658
Record Updated	Oct 29, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONONA IA
Recording Date	May 1, 2024
Property Address	315 E 2ND ST, UTE, IA 51060-1056
Document Number	0020240658
Instrument Date	Apr 11, 2024
Instrument	2024-0658
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 E 2ND ST, DENISON, IA 51442

Mortgage

Document Number	0020240659
Date	May 1, 2024
Instrument	2024-0659

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$922.00	$68,835 (-0.44%) Land $5,850 Building $62,985	$68,835 (-0.44%) Land $5,850 Building $62,985
2025	$922.00 (+26.3%)	$69,136 (+35.62%) Land $5,850 Building $63,286	$69,136 (+35.62%) Land $5,850 Building $63,286
2024	$730.00 (-6.65%)	$50,978 (+12.83%) Land $5,850 Building $45,128
2023		$45,182 (+17.84%)	$50,978 (+32.95%) Land $5,850 Building $45,128
2022	$782.00	$38,343 Land $2,730 Building $35,613
2021			$38,343 Land $2,730 Building $35,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WATER SUPPLY serves 338 people · EPA ID IA6762043
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, Western Iowa Wireless.

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