315 E 1st St, Cortland, NE 68331 Property Records

Gage County property record for 315 E 1st St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,554 sqft · built 2000
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2022)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`007356200`

Property Details

APN / Parcel Number

Primary APN	`007356200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Basement Area	1,554 sqft
Finished Basement	1,554 sqft
Unfinished Basement	388 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	844 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	315 E 1ST ST
City	CORTLAND
State	NE
Zip	68331-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 2 DEBOER HOUSE ADDITION
Legal Subdivision	DEBOER HOUSE ADD
Legal Lot Number	2
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1053
Census Tract	964700

Owner

Source: Gage County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E 1ST ST, CORTLAND, NE 68331-3028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRSTBANK OF NEBRASKA
Aug 24, 2022	Warranty Deed, Transfer · Line of Credit FIRSTBANK OF NEBRASKA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Deed Document Number	20222695
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	315 E 1ST ST, CORTLAND, NE 68331-3028
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 E 1ST ST, CORTLAND, NE 68331-3139

Mortgage

Document Number	0202600841
Date	Mar 27, 2026
Instrument	2026-00841

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	STERLING, NE 68443

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	369 Months
Due	Dec 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Aug 24, 2022
Property Address	315 E 1ST ST, CORTLAND, NE 68331-3028
Document Number	0202202695
Instrument Date	Aug 19, 2022
Instrument	2022-02695
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$731.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202202697
Date	Aug 24, 2022
Instrument	2022-02697

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,315.00 (-33.21%)	$296,955 (-1.83%) Land $25,000 Building $271,955	$296,955 (-1.83%) Land $25,000 Building $271,955
2023	$4,963.00	$302,485 Land $20,250 Building $282,235	$302,485 Land $20,250 Building $282,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Nextlink, Verizon.

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