315 Dr Mario E Ramirez Ave, Roma, TX 78584 Property Records

Starr County property record for 315 Dr Mario E Ramirez Ave, Roma, TX 78584

Property Summary

Property Type	Single Family Home
Details	2,581 sqft
Lot Size	0.33 acres (14,401 sqft)
Owner	Individual Name on Record
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12000-00003-00500-000000`

Property Details

APN / Parcel Number

Primary APN	`12000-00003-00500-000000`
Alternative APN	`18062`

Interior

Building Area	2,581 sqft Living Area
Gross Area	5,223 sqft

Exterior

Lot Area	14,401 sqft (0.33 acres)

Location & Zoning

Account Number	18062
Street Address	315 DR MARIO E RAMIREZ AVE
City	ROMA
State	TX
Zip	78584
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & 6 BLK C MIRADOR ADD
Legal Block	C
Legal Lot Number	5,6
Jurisdiction	STARR TX
Township / Civil Division	ROMA-LOS SAENZ
Census Block Group	1
Census Block	1004
Census Tract	950702

Owner

Source: Starr County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 DR MARIO E RAMIREZ AVE, ROMA, TX 78584
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 12, 2018	Deed of Trust, Mortgage · FHA Mortgage GOLDWATER BANK NA
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 14, 2017	Vendor's Lien, Transfer · FHA Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017
Deed Sale	Nov 14, 2017
Deed Document Number	0001526628
Deed Book / Page	1526 / 628
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARR TX
Property Address	315 DR MARIO E RAMIREZ AVE, ROMA, TX 78584
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	361018
Date	Mar 25, 2021
Instrument	361018

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARR TX
Property Address	315 DR MARIO E RAMIREZ AVE, ROMA, TX 78584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAN JACINTO TITLE SERVICES, SAN JACINTO TITLE SERVICES M

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	343967
Date	Jul 12, 2018
Instrument	343967

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Nov 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARR TX
Property Address	315 DR MARIO E RAMIREZ AVE, ROMA, TX 78584
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355040
Date	Apr 7, 2020
Instrument	355040

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	STARR TX
Recording Date	Nov 14, 2017
Property Address	315 DR MARIO E RAMIREZ AVE, ROMA, TX 78584
Document Number	001526/628
Book / Page	1526 / 628
Map Reference	VOL 1 PG 80
Instrument Date	Oct 12, 2017
Instrument	339467
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SAN JACINTO TITLE SERVICES, SAN JACINTO TITLE SERVICES-M

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 N DR RAMIREZ AVE, 315, ROMA, TX 78584-8070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 N DR RAMIREZ AVE, ROMA, TX 78584-8070

Mortgage

Document Number	0000339468
Date	Nov 14, 2017
Instrument	339468

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Starr County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Starr County
Municipality	Roma City
Unified School District	Roma Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (+30.49%) Homeowner's exemption	$195,970 (+7.22%) Land $36,000 Building $159,970	$195,970 (+7.22%) Land $36,000 Building $159,970
2023		$182,770 Land $36,000 Building $146,770	$182,770 Land $36,000 Building $146,770
2022	$1,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROMA serves 19,464 people · EPA ID TX2140007
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025 Chlorite resolved · Apr 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone, Verizon.

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