Kane County property record for 315 Douglas Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1885 |
| Lot Size | 0.103 acres (4,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Sep 2024) |
| Tax Bill | $3,611 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-237-015 |
| Primary APN | 06-14-237-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Brick |
| Lot Area | 4,484 sqft (0.103 acres) |
| Lot Dimensions | 118 ft deep x 38 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 315 DOUGLAS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN TO ELGIN THAT PART OF LOT 2 BLOCK 6 DESC IN DOC 98K103860 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 854600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
315 Douglas Ave is owned and occupied by two individuals who bought it in September 2024.
Source: Kane County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 DOUGLAS AVE, ELGIN, IL 60120-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on File |
| Deed Sale | Sep 30, 2024 · Amount on File |
| Prior Sale | Dec 21, 2023 · Amount on File |
| Deed Document Number | 202435469 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0000041386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 315 DOUGLAS AVE, ELGIN, IL 60120-4109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000034348 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020K034348 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 315 Douglas Ave was $3,611.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,611.00 | $55,344 (+8.57%) Land $8,968 Building $46,376 | $166,098 (+8.57%) Land $26,915 Building $139,184 |
| 2024 | $50,975 Land $8,260 Building $42,715 | $152,986 Land $24,790 Building $128,196 | |
| 2022 | $3,641.00 (+3.97%) | $41,991 (+6.96%) Land $6,804 Building $35,187 | $125,973 (+6.96%) Land $20,412 Building $105,561 |
| 2021 | $3,502.00 | $39,258 Land $6,361 Building $32,897 | $117,774 Land $19,083 Building $98,691 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Douglas Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 315 Douglas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile, Verizon.
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