315 Davis Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 315 Davis Dr, Holts Summit, MO 65043 · Last verified January 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 1,602 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-003.040`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-003.040`
Alternative APN	`2507025030002000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2017
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2507025030002003040
Street Address	315 DAVIS DR
City	HOLTS SUMMIT
State	MO
Zip	65043-2135
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 95 THE CEDARS PLAT FOUR
Legal Subdivision	THE CEDARS
Legal Lot Number	95
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3010
Census Tract	70800

Owner

Source: Callaway County records · APN 25-07.0-25.0-30-002-003.040

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Sep 29, 2017	Deed of Trust, Mortgage MID AMERICAN NATIONAL BANK & TRUST
Jan 31, 2017	Deed of Trust, Mortgage · Construction Mortgage MID AMERICA BANK
Jul 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020
Deed Sale	Jul 15, 2020
Deed Document Number	202004605
Deed Book / Page	486 / 232
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000244/564
Date	Jul 15, 2020
Book Page	244/564
Instrument	202004606

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000239/0000000714
Date	Sep 29, 2017
Book Page	0000000239/0000000714
Instrument	201706910

Lender

Name	MID AMERICAN NATIONAL BANK & TRUST

Agreement

Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0560
Date	Jan 31, 2017
Book Page	D0238/0560
Instrument	201700520

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2018

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Jul 15, 2020
Property Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135
Document Number	486/232
Book / Page	486 / 232
Instrument Date	Jul 10, 2020
Instrument	202004605
Transaction Type	Transfer
Record Updated	Dec 09, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 DAVIS DR, HOLTS SUMMIT, MO 65043-2135

Tax Assessment & Valuation

Source: Callaway County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 (-2.48%)	$32,338 (-)	$170,200 (-)
2024	$2,016.00 (+0.1%)	$32,338 (-)	$170,200 (-)
2023	$2,014.00 (+1.46%)	$32,338 (+1.49%)	$170,200 (+1.49%)
2022	$1,985.00	$31,863 Land $4,750 Building $27,113
2021			$167,700 Land $25,000 Building $142,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 39% of Missouri
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)	Low Latency
Mediacom Communications	Cable	2,000 / 1,000	Yes
Callabyte Technology	Fiber	1,000 / 1,000	Yes
Brightspeed	Fiber	940 / 940	Yes
Whittrio	Fixed Wireless (unlicensed)	100 / 50	No

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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