315 Dasali Way, Murphy, NC 28906 Property Records

Cherokee County property record for 315 Dasali Way, Murphy, NC 28906

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Dec 2021)
Tax Bill	$56 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`454300907112000`

Property Details

APN / Parcel Number

Primary APN	`454300907112000`
Alternative APNs	`56372` `58134`

Exterior

Lot Area	83,200 sqft (1.91 acres)
Lot Dimensions	311 ft deep x 434 ft wide

Location & Zoning

Account Number	58134
Street Address	315 DASALI WAY
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	TR 17 PH II BEAR PAW VIEWS 1699/1076
Legal Subdivision	BEAR PAW VIEWS
Legal Phase	2
Legal Tract	17
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	1
Census Block	1042
Census Tract	930603

Owner

Source: Cherokee County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2464 LAKE AVE, NAPLES, FL 34112-6424
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 7, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Aug 2, 2022	Warranty Deed, Transfer
Dec 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	20218556
Deed Book / Page	1699 / 1076
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 29, 2026
Property Address	315 DASALI WAY, MURPHY, NC 28906
Document Number	0000003219
Book / Page	1804 / 783
Instrument Date	Jun 26, 2026
Instrument	20263219
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 LAKE AVE, NAPLES, FL 34112-6424

Mortgage

Document Number	0000003219,
Date	Jun 29, 2026
Book Page	1804/783
Instrument	20263219

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	315 DASALI WAY, MURPHY, NC 28906
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 LAKE AVE, NAPLES, FL 34112-6424

Mortgage

Document Number	001724/526
Date	Nov 7, 2022
Book Page	1724/526
Instrument	7129

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 2, 2022
Property Address	315 DASALI WAY, MURPHY, NC 28906
Document Number	01717/1073
Book / Page	1717 / 1073
Map Reference	CAB H SL 1282
Instrument Date	Jul 11, 2022
Instrument	5033
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2464 LAKE AVE, NAPLES, FL 34112-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2464 LAKE AVE, NAPLES, FL 34112-6424

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 20, 2021
Property Address	315 DASALI WAY, MURPHY, NC 28906
Document Number	01699/1076
Book / Page	1699 / 1076
Map Reference	CAB H SL 1282
Instrument Date	Dec 8, 2021
Instrument	8556
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 19352, ASHEVILLE, NC 28815-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2464 LAKE AVE, NAPLES, FL 34112-6424

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$56.00	$8,000 (-)	$8,000 (-) Land $8,000
2023		$8,000	$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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