315 Cypress Cv, Florence, AL 35634 Property Records

Lauderdale County property record for 315 Cypress Cv, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,090 sqft · built 1992
Lot Size1.26 acres (54,720 sqft)
OwnerCompany Name on Record
Tax Bill$862 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-08-34-0-012-009-000

Property Details

APN / Parcel Number

Primary APN16-08-34-0-012-009-000
Alternative APNs
  • 019557
  • 27872
  • 19557

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,090 sqft Living Area
1st Floor Area1,339 sqft
2nd Floor Area751 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area54,720 sqft (1.26 acres)
Lot Dimensions570 ft deep x 192 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number19557
Street Address315 CYPRESS CV
CityFLORENCE
StateAL
Zip35634-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description192 X 295S (286.06) IRR KENDALE GARDENS SD SEC E LOT 247
Legal Range10W
Legal Township02S
Legal Section34
Legal SubdivisionKENDALE GARDENS SEC A-B-C-D-E
Legal BlockE
Legal Lot Number247
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1004
Census Tract11503

Owner

Source: Lauderdale County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address315 CYPRESS CV, FLORENCE, AL 35634-2242
OccupancyOwner Occupied
Owner TypeCompany
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 9, 2012
Transfer Doc2012/36190
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address315 CYPRESS CV, FLORENCE, AL 35634-2242
Transaction TypeMortgage
Record UpdatedOct 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/43894
DateOct 11, 2019
Book Page2019/43894
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$862.00 (+3.61%) Homeowner's exemption Senior Citizen's exemption$29,600 (+3.64%)$295,980 (+3.69%) Land $17,300 Building $278,680
2024$832.00 (+5.99%) Homeowner's exemption Senior Citizen's exemption$28,560 (+1,730.77%) Land $1,700 Building $26,860$285,440 (+6.17%) Land $16,900 Building $268,540
2023$785.00 (+16.64%) Homeowner's exemption Senior Citizen's exemption$1,560 (-93.21%) Land $1,560$268,840 (+16.99%) Land $15,500 Building $253,340
2022$673.00 Homeowner's exemption Senior Citizen's exemption$22,980$229,800 Land $17,800 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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