315 Crestside Dr SE, Concord, NC 28025 Property Records

Cabarrus County property record for 315 Crestside Dr SE, Concord, NC 28025 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,668 sqft Living Area
Lot Size	64,240 sqft (1.47 acres)
Occupancy	Owner Occupied
Last Sale	$417,000 (2026)
Tax Bill	$3,493.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`5630 48 4495`
Alternative APNs	`12034 0044.000000` `178570` `79622`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,668 sqft Living Area
Gross Area	3,885 sqft Gross Area
1st Floor	1,668 sqft 1st Floor
Basement Area	1,647 sqft Basement
Finished Basement	824 sqft Finished
Unfinished Basement	823 sqft Unfinished
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Architectural Style	Ranch Style
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	64,240 sqft (1.47 acres)
Depth X Width	365 ft x 176 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	540 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Porch Area	170 sqft Porch
Storage Building	100 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	178570
Street Address	315 CRESTSIDE DR SE
City	CONCORD
State	NC
Zip	28025-2714
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 5 THE HILLS
Legal Subdivision	SUMMIT DRIVE
Legal Lot Number	5
Jurisdiction	CABARRUS NC
Minor Civil Division	12, CONCORD
Census Blockgroup	2
Census Block	2007
Census Tract	42202

Owner

Source: Cabarrus County records · APN 5630 48 4495

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 CRESTSIDE DR SE, CONCORD, NC 28025-2714
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2026 · Amount on Record
Deed Sale	Jan 09, 2026 · Amount on Record
Prior Sale	Sep 19, 1983 · Amount on Record
Deed Doc Number	2026591
Deed Book / Page	17799 / 207
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0001750246
Record Refreshed	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 09, 2026
Property Address	315 CRESTSIDE DR SE, CONCORD, NC 28025-2714
Document Number	0017799207
Book / Page	17799 / 207
Map Reference	MB 9 PG 18
Instrument Date	Jan 09, 2026
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$834.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 GREENVIEW DR, KANNAPOLIS, NC 28081-7141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CRESTSIDE DR SE, CONCORD, NC 28025-2714

Mortgage

Document Number	0017799210
Date	Jan 09, 2026
Instrument	17799/210

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 01, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Margin	2
Max Rate	11%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+36.07%)	$350,750 (+66.7%) Land $78,750 Building $272,000
2024			$350,750 (+66.7%) Land $78,750 Building $272,000
2023	$2,567.00	$210,410 Land $50,000 Building $160,410	$210,410 Land $50,000 Building $160,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.