315 Crest Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 315 Crest Dr, Ballwin, MO 63021 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 609 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,802 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27T-44-0871`

Property Details

APN / Parcel Number

Primary APN	`27T-44-0871`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	609 sqft Living Area
Gross Area	910 sqft
1st Floor Area	609 sqft
Basement Area	301 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	99 ft deep x 69 ft wide
Terrain	Below Road/Slope

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	315 CREST DR
City	BALLWIN
State	MO
Zip	63021-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES ON THE MERAMEC LOT 45
Legal Subdivision	PALISADES ON THE MERAMEC
Legal Lot Number	45
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	2
Census Block	2022
Census Tract	217921

Owner

Source: St. Louis County records · APN 27T-44-0871

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 CREST DR, BALLWIN, MO 63021-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jan 06, 2020	Re-recorded Document · Commercial Mortgage SALVATORE SPOTO ETUX
Jan 06, 2020	Intrafamily Transfer, Transfer TITLE PARTNERS AGENCY LLC
Sep 05, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2022
Deed Sale	Apr 14, 2022
Prior Sale	Jan 06, 2020 · Amount on Record
Deed Document Number	2022334
Prior Transfer Date	Dec 31, 2019
Prior Transfer Doc	0000000190
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 14, 2022
Property Address	315 CREST DR, BALLWIN, MO 63021-8605
Document Number	2022041400334
Map Reference	MB 13 PG 100
Instrument Date	Apr 12, 2022
Instrument	2022041400334
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	384 CREST DR, 384, BALLWIN, MO 63021-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CREST DR, BALLWIN, MO 63021-8605

Mortgage

Document Number	2022041400335
Date	Apr 14, 2022
Instrument	2022041400335

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

January 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MO
Recording Date	Jan 06, 2020
Property Address	315 CREST DR, BALLWIN, MO 63021-8605
Document Number	0238681103
Book / Page	23868 / 1103
Map Reference	MB 13 PG 100
Instrument Date	Dec 31, 2019
Instrument	2020010600190
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 CREST DR, BALLWIN, MO 63021-8604

Mortgage

Document Number	0238681106
Date	Jan 06, 2020
Book Page	23868/1106
Instrument	2020010600191

Lender

Name	SALVATORE SPOTO ETUX
Type	Private Party
Address	2248 RIDGLEY WOODS DR, CHESTERFIELD, MO 63005

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 06, 2020
Property Address	315 CREST DR, BALLWIN, MO 63021-8605
Document Number	0238681100
Book / Page	23868 / 1100
Map Reference	MB 13 PG 100
Instrument Date	Dec 26, 2019
Instrument	2020010600189
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1555 SAINT PAUL RD, BALLWIN, MO 63021-8219

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 05, 2017
Property Address	315 CREST DR, BALLWIN, MO 63021-8605
Document Number	0226810486
Book / Page	022681 / 000486
Instrument Date	Aug 31, 2017
Instrument	725
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1563 SAINT PAUL RD BALLWIN MO 630218219, BALLWIN, MO 63021-8219

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,550 (-23.39%) Land $13,130 Building $6,420	$102,900 (-23.38%) Land $69,100 Building $33,800
2024	$1,802.00 (+0.06%)
2023	$1,801.00 (+145.7%)	$25,520 (+160.14%) Land $16,380 Building $9,140	$134,300 (+160.27%) Land $86,200 Building $48,100
2022	$733.00	$9,810 Land $4,280 Building $5,530
2021			$51,600 Land $22,500 Building $29,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Brown Dog Networks	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP, Bays-ET Highspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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