Seneca County and Junius Town property record for 315 Cottrell Rd, Waterloo, NY 13165
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 2,560 sqft · built 2006 |
| Lot Size | 25.9 acres (1,128,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,000 (Dec 1995) |
| Tax Bill | $4,560 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| APN | 452400 02-1-08 |
| Primary APN | 452400 02-1-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,128,204 sqft (25.9 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Canopy | 432 sqft |
| Pole Barn | Pole Barn |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 315 COTTRELL RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | JUNIUS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 950100 |
Source: Seneca County and Junius Town records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 COTTRELL RD, WATERLOO, NY 13165-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1995 · Amount on Record |
| Deed Sale | Dec 19, 1995 · Amount on Record |
| Deed Book / Page | 535 / 157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 315 COTTRELL RD, WATERLOO, NY 13165-9646 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001639/0000000068 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 0000001639/0000000068 |
| Instrument | 170-00036864 |
| Name | LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 77 Months |
| Due | Jan 1, 2024 |
Source: Seneca County and Junius Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Junius Town |
| Unified School District | Waterloo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,560.00 (+552.36%) | $193,000 (+11.56%) Land $66,200 Building $126,800 | $311,290 (+56.54%) Land $106,774 Building $204,516 |
| 2023 | $173,000 Land $66,200 Building $106,800 | $198,851 Land $76,092 Building $122,759 | |
| 2019 | $699.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
5G and 4G LTE (outdoors only)
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