315 Cottage St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 315 Cottage St, Springfield, MA 01104

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details15,235 sqft · built 1967
Lot Size5.28 acres (229,997 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Nov 2009)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:03310 P:0298

Property Details

APN / Parcel Number

Primary APNSPRI S:03310 P:0298
Alternative APN
  • 33100298

Interior

Total Rooms6 Rooms
Stories1 Story
Building Area15,235 sqft Total Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialConcrete Block
Lot Area229,997 sqft (5.28 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number33100298
Street Address315 COTTAGE ST
CitySPRINGFIELD
StateMA
Zip01104-3217
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeI1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1038
Census Tract800202

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 COTTAGE ST, SPRINGFIELD, MA 01104-3217
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 6, 2009 · Amount on Record
Deed SaleNov 6, 2009 · Amount on Record
Prior SaleApr 15, 2008
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address315 COTTAGE ST, SPRINGFIELD, MA 01104-3217
Document Number0000216502
Instrument DateNov 14, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address315 COTTAGE ST SPRINGFIELD MA 011043217, SPRINGFIELD, MA 01104-3217

Mortgage

Document Number0000216502
DateNov 14, 2018
Instrument216502
Lender
NameMONSON SVGS BK
TypeFederal Savings Bank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2025$1,637,900 (+42.6%) Land $344,300 Building $1,293,600
2023$1,148,600 Land $344,300 Building $804,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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