315 Coolidge Ave, Oakland, MD 21550 Property Records

Garrett County property record for 315 Coolidge Ave, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1958
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Jul 2023)
Tax Bill	$2,551 (2026)
Deeds & Mortgages	Feb 2026 Transfer Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-005618`

Property Details

APN / Parcel Number

Primary APN	`17-005618`
Alternative APN	`005618`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Total Area
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	625 sqft

Exterior Amenities

Porch	Porch
Porch Area	72 sqft
Deck Area	204 sqft
Patio Area	340 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005618
Street Address	315 COOLIDGE AVE
City	OAKLAND
State	MD
Zip	21550-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	9148 SQ FT LOTS 40-42 OAKLAND
Legal Subdivision	BACKBONE HILLS
Legal Lot Number	40-42
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2006
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3502 PINE TIMBERS DR, JOHNSON CITY, TN 37604-8917
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 9, 2022	Deed, Transfer DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP
Nov 29, 2022	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Mar 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Book / Page	2504 / 37
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	2462000454
Record Updated	Sep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 19, 2026
Property Address	315 COOLIDGE AVE, OAKLAND, MD 21550-5106
Document Number	0026670256
Book / Page	2667 / 256
Instrument Date	Jan 27, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3502 PINE TIMBERS DR, JOHNSON CITY, TN 37604-8917

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 9, 2022
Property Address	315 COOLIDGE AVE, OAKLAND, MD 21550-5106
Document Number	0024620454
Book / Page	2462 / 454
Map Reference	CASE KLG 1 FO 162
Instrument Date	Nov 11, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 OAK ST, OAKLAND, MD 21550-3527

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 29, 2022
Property Address	315 COOLIDGE AVE, OAKLAND, MD 21550-5106
Document Number	0024600241
Book / Page	2460 / 241
Map Reference	CASE KLG1 FO 162
Instrument Date	Nov 11, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 OAK ST, OAKLAND, MD 21550-3527

Mortgage

Document Number	0024600251
Date	Nov 29, 2022
Instrument	2460-0251

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.26%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Mar 1, 2022
Property Address	315 COOLIDGE AVE, OAKLAND, MD 21550-5106
Document Number	0023970441
Book / Page	2397 / 441
Instrument Date	Feb 2, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3502 PINE TIMBERS DR, JOHNSON CITY, TN 37604-8917

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,551.00 (+18.43%)	$161,067 (+19.93%)	$214,600 (+59.79%) Land $19,500 Building $195,100
2025	$2,154.00 (+15.93%)	$134,300 (+18.53%) Land $19,500 Building $114,800	$134,300 (-) Land $19,500 Building $114,800
2023	$1,858.00 Homeowner's exemption	$113,300	$134,300 Land $19,500 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Coolidge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures