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315 Commons Ct, New Bern, NC 28560 Property Records

Craven County property record for 315 Commons Ct, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size0.357 acres (15,532 sqft)
OwnerIndividual Name on File
Last Sale$89,680 (Mar 2018)
Tax Bill$928 (2026)
Deeds & MortgagesJul 2018 Mortgage
Jul 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN7-044-2-037

Property Details

APN / Parcel Number

Primary APN7-044-2-037
Alternative APN
  • 121517

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,532 sqft (0.357 acres)
Lot Dimensions149 ft deep x 37.8 ft wide
Garage TypeAttached
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number121517
Street Address315 COMMONS CT
CityNEW BERN
StateNC
Zip28560-8026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 37 RIVERSHORE COMMON
Legal Subdivision4794
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group1
Census Block1008
Census Tract961002

Owner

315 Commons Ct is owned and occupied by an individual who bought it in March 2018.

Source: Craven County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address315 COMMONS CT, NEW BERN, NC 28560-8026
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2018Deed of Trust, Mortgage
NAVY FEDERAL CREDIT UNION
Jul 10, 2018Warranty Deed, Transfer
Apr 18, 2018Warranty Deed, Foreclosure
Mar 28, 2018Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2018 · Amount on File
Deed SaleMar 28, 2018 · Amount on File
Prior SaleMar 20, 2002 · Amount on File
Deed Document Number201810020278
Deed Book / Page3530 / 1829
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address315 COMMONS CT, NEW BERN, NC 28560-8026
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003541/0000000967
DateJul 10, 2018
Book Page0000003541/0000000967
Instrument000010024793
Lender
NameNAVY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount on Record
Term354 Months
DueJan 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJul 10, 2018
Property Address315 COMMONS CT, NEW BERN, NC 28560-8026
Document Number003541/965
Book / Page3541 / 965
Instrument DateJul 6, 2018
Instrument000010024792
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 COMMONS CT, NEW BERN, NC 28560-8026

April 2018: Warranty Deed, Foreclosure

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateApr 18, 2018
Property Address315 COMMONS CT, NEW BERN, NC 28560-8026
Document Number03532/2004
Book / Page3532 / 2004
Instrument DateApr 12, 2018
Instrument000010021204
Transaction TypeForeclosure
Record UpdatedAug 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442
InvestorPossibly a Property Investor

March 2018: Foreclosure

Document TypeForeclosure
JurisdictionCRAVEN NC
Recording DateMar 28, 2018
Property Address315 COMMONS CT, NEW BERN, NC 28560-8026
Document Number03530/1829
Book / Page3530 / 1829
Instrument DateMar 23, 2018
Instrument000010020278
Transaction TypeForeclosure
Record UpdatedSep 13, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PHILLIPS BLVD, EWING, NJ 08618-1430

Tax Assessment & Valuation

The 2026 property tax bill for 315 Commons Ct was $928.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928.00$184,280 (-) Land $40,000 Building $144,280$184,280 (-) Land $40,000 Building $144,280
2025$928.00$184,280 Land $40,000 Building $144,280$184,280 Land $40,000 Building $144,280
2023$916.00 (+16.1%)$184,280 (+47.7%) Land $40,000 Building $144,280$184,280 Land $40,000 Building $144,280
2022$789.00$124,770 Land $35,000 Building $89,770
2018$124,770 Land $35,000 Building $89,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 Commons Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims12 (1996–2018)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Commons Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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