Panola County property record for 315 Co Rd 129, Gary, TX 75643
| Property Type | Rural Home |
|---|---|
| Details | 1,580 sqft · built 1978 |
| Lot Size | 1.01 acres (44,083 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,939 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| APN | 00395-00200-00000-000000 |
| Primary APN | 00395-00200-00000-000000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,580 sqft Living Area |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 44,083 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Account Number | 00395-00200-00000-000000 |
|---|---|
| Street Address | 315 COUNTY ROAD 129 |
| City | GARY |
| State | TX |
| Zip | 75643-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 82 |
| Legal Description | AB 395 J LEE P-15 |
| Jurisdiction | PANOLA TX |
| Township / Civil Division | GARY CITY |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950600 |
Source: Panola County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 COUNTY ROAD 129, GARY, TX 75643-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2024 |
| Deed Sale | Sep 24, 2024 |
| Deed Document Number | 2024260335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PANOLA TX |
| Property Address | 315 COUNTY ROAD 129, GARY, TX 75643-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 315 COUNTY ROAD 129, GARY, TX 75643-4600 |
| Document Number | 2026001028 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026-001028 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2041 |
Source: Panola County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Panola County |
| Unified School District | Gary Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,939.00 (+526.65%) Homeowner's exemption | $142,860 (-2.05%) | $153,860 (+5.49%) Land $7,720 Building $146,140 |
| 2025 | $469.00 (-43.15%) Homeowner's exemption | $145,850 (+35.89%) Land $7,720 Building $138,130 | $145,850 (+35.89%) Land $7,720 Building $138,130 |
| 2023 | $107,330 Land $5,460 Building $101,870 | $107,330 Land $5,460 Building $101,870 | |
| 2022 | $825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARY WSC serves 1,050 people · EPA ID TX1830008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Corrosion control Oct 2014 |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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