315 Co Rd 1286, Ector, TX 75439 Property Records

Fannin County property record for 315 Co Rd 1286, Ector, TX 75439 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage2,127 sqft Living Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Tax Bill$2,890.00 (2024)

Property Details

APN / Parcel Number

Primary APN0410-030-01B1-06
Alternative APN
  • 120783

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Building Area2,127 sqft Living Area
1st Floor1,125 sqft 1st Floor
2nd Floor1,002 sqft 2nd Floor
Fireplace2 Story Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood Exterior
Construction TypeWood Frame Construction
Lot Area43,560 sqft (1 acres)
Porch1 Porch
Porch Area525 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemElectric Heating

Location & Zoning

Account Number0410-030-01B1-06
Street Address315 COUNTY ROAD 1286
CityECTOR
StateTX
Zip75439-5108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA0410 M GIMINEZ, ACRES 1.0
Legal SubdivisionMARIA IGNACIA GIMINEZ SURV ABS
JurisdictionFANNIN TX
Minor Civil DivisionECTOR
Census Blockgroup2
Census Block2086
Census Tract950300

Owner

Source: Fannin County records · APN 0410-030-01B1-06

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Deed of Trust, Mortgage · Commercial Mortgage
21ST MORTGAGE CORP
Aug 28, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 10, 2019Vendor's Lien, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2019
Deed SaleOct 10, 2019
Prior SaleSep 30, 2015
Deed Doc Number2019006370
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108
Transaction TypeMortgage
Record UpdatedApr 07, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108

Mortgage

Document Number2022002306
DateMar 22, 2022
Instrument2022002306
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate9.17%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020005255
DateAug 28, 2020
Instrument2020005255
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

October 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFANNIN TX
Recording DateOct 10, 2019
Property Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108
Document Number2019006370
Instrument DateOct 09, 2019
Instrument2019006370
Transaction TypeTransfer
Record UpdatedNov 23, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 COUNTY ROAD 1286, ECTOR, TX 75439-5108

Mortgage

Document Number2019006371
DateOct 10, 2019
Instrument2019006371
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Special NotesLender is also the Seller
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyFannin County
Unified School DistrictEctor Independent School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$307,680 (+3.32%) Land $65,000 Building $242,680$307,680 (+3.32%) Land $65,000 Building $242,680
2024$2,890.00 (+50.05%)
2023$297,800 Land $47,000 Building $250,800$297,800 Land $47,000 Building $250,800
2018$1,926.00

Flood & Wildfire

315 Co Rd 1286 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Fannin County (48147C), updated June 16, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
56th percentile of exposed land nationally · 35th in Texas
Wildfire LikelihoodModerate — about 1 in 833 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Co Rd 1286

Nearby Streets

Search Property Records by Address or Parcel Number