Lexington County property record for 315 Clark St, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,435 sqft · built 1947 |
| Lot Size | 0.153 acres (6,676 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Feb 2019) |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004655-02-003 |
| Primary APN | 004655-02-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 6,676 sqft (0.153 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 315 CLARK ST |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG |
| Legal Description | GRANITE HEIGHTS LOT 5 BLK F |
| Legal Block | F |
| Legal Lot Number | 5 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Columbia Canal listed 1979 · 18 contributing resources · NRIS 79002392 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
315 Clark St is owned and occupied by an individual who bought it in February 2019.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 CLARK ST, CAYCE, SC 29033-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2019 | Survivorship Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 7, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 20195506 |
| Deed Book / Page | 20583 / 186 |
| Prior Transfer Date | Feb 4, 2019 |
| Prior Transfer Doc | 2058300189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 315 CLARK ST, CAYCE, SC 29033-3910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2089103560 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 20891/3560 |
| Instrument | 2020039675 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 342 Months |
| Due | Mar 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 7, 2019 |
| Property Address | 315 CLARK ST, CAYCE, SC 29033-3910 |
| Document Number | 2058300186 |
| Book / Page | 20583 / 186 |
| Map Reference | DD 3-X PG 668 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 2019005506 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 CLARK ST, CAYCE, SC 29033-3910 |
| Document Number | 2019005508 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 2019005508 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 7, 2019 |
| Property Address | 315 CLARK ST, CAYCE, SC 29033-3910 |
| Document Number | 2058300189 |
| Book / Page | 020583 / 000189 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 5507 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 CLARK ST CAYCE SC 290333910, CAYCE, SC 29033-3910 |
The 2025 property tax bill for 315 Clark St was $1,006, up 10.7% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (+10.67%) | ||
| 2024 | $909.00 (+4.97%) | $5,040 (-) Land $1,200 Building $3,840 | $126,000 (-) Land $30,000 Building $96,000 |
| 2023 | $866.00 | $5,040 Land $1,200 Building $3,840 | $126,000 Land $30,000 Building $96,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Clark St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2013–2024) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Clark St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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