Beaufort County property record for 315 Circle St, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1987 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Jul 2010) |
| Tax Bill | $1,993 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5677-02-3436 |
| Primary APN | 5677-02-3436 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 1,848 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,673 sqft (2.38 acres) |
| Garage Area | 173 sqft |
| Pool Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 315 CIRCLE ST |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-9032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LOTS #7 AND #8 BLK F BEAUFORT HEIGHTS |
| Legal Subdivision | BEAUFORT HEIGHTS |
| Legal Block | F |
| Legal Lot Number | 7-8 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 930200 |
Source: Beaufort County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 CIRCLE ST, WASHINGTON, NC 27889-9032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Warranty Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Feb 9, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2010 · Amount on Record |
| Deed Sale | Jul 23, 2010 · Amount on Record |
| Deed Book / Page | 1725 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Apr 3, 2024 |
| Property Address | 315 CIRCLE ST, WASHINGTON, NC 27889-9032 |
| Document Number | 002164/666 |
| Book / Page | 2164 / 666 |
| Map Reference | CAB B SL 336 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024001432 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 TUCKER LN, WASHINGTON, NC 27889-3930 |
| Name | Verified Name |
|---|---|
| Address | 315 CIRCLE ST, WASHINGTON, NC 27889-9032 |
| Document Number | 2024001433 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2024001433 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 315 CIRCLE ST, WASHINGTON, NC 27889-9032 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002129/496 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 2129/496 |
| Instrument | 2023000574 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, NC 27889 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,993.00 (+14.34%) | $328,489 (+50.42%) Land $68,280 Building $260,209 | |
| 2025 | $328,489 (+50.42%) Land $68,280 Building $260,209 | ||
| 2023 | $1,743.00 | $218,386 Land $84,805 Building $133,581 | |
| 2018 | $218,386 Land $84,805 Building $133,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 45 (1996–2018) |
| Claims Outside the SFHA | 5 of 45 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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