315 Cherry St, Chillicothe, MO 64601 Property Records

Livingston County property record for 315 Cherry St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1926
Lot Size	0.153 acres (6,708 sqft)
Owner	Individual Name on Record
Tax Bill	$693 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-3-43-04.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-3-43-04.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Construction Type	Frame
Foundation Type	Block
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	6,708 sqft (0.153 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	112 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	315 CHERRY ST
City	CHILLICOTHE
State	MO
Zip	64601-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL ORIGINAL SURVEY LOT 6, BLK 65
Legal Block	65
Legal Lot Number	6
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	2
Census Block	2031
Census Tract	480400

Owner

Source: Livingston County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 CHERRY ST, CHILLICOTHE, MO 64601-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Warranty Deed, Transfer · USDA Mortgage BAYSHORE MORTGAGE FUNDING LLC
Apr 22, 2022	Warranty Deed, Transfer · Line of Credit BTC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023
Deed Sale	Feb 21, 2023
Prior Sale	Apr 22, 2022
Deed Document Number	20230246
Deed Book / Page	741 / 657
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Feb 21, 2023
Property Address	315 CHERRY ST, CHILLICOTHE, MO 64601-2502
Document Number	000741/657
Book / Page	741 / 657
Instrument Date	Feb 15, 2023
Instrument	20230246
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 72, CARROLLTON, MO 64633-0072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CHERRY ST, CHILLICOTHE, MO 64601-2502

Mortgage

Document Number	0020230247
Date	Feb 21, 2023
Instrument	20230247

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Apr 22, 2022
Property Address	315 CHERRY ST, CHILLICOTHE, MO 64601-2502
Document Number	000733/339
Book / Page	733 / 339
Instrument Date	Apr 21, 2022
Instrument	20220755
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 72, CARROLLTON, MO 64633-0072

Mortgage

Document Number	0020220756
Date	Apr 22, 2022
Instrument	20220756

Lender

Name	BTC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Jan 21, 2023

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$693.00 (+11.77%)	$9,760 (+14.29%) Land $1,230 Building $8,530	$51,370 (+14.28%) Land $6,480 Building $44,890
2024	$620.00	$8,540 (-) Land $1,230 Building $7,310
2023		$8,540 Land $1,230 Building $7,310	$44,950 Land $6,480 Building $38,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

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