315 Cheek Rd, Monroe, GA 30655 Property Records

Walton County property record for 315 Cheek Rd, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,928 sqft · built 2006
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Aug 2018)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C1900-006-E`

Property Details

APN / Parcel Number

Primary APN	`C1900-006-E`
Alternative APN	`13098`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,928 sqft Heated Area
1st Floor Area	1,640 sqft
Basement Area	1,624 sqft
Finished Basement	1,624 sqft
Utility Area	208 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	148,540 sqft (3.41 acres)
Terrain	Rolling
Garage Area	936 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	744 sqft
Lean-To	300 sqft
Utility Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13098
Street Address	315 CHEEK RD
City	MONROE
State	GA
Zip	30655-5151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TR#1A/3.41AC
Legal Subdivision	BILL PATTERSON
Legal Tract	1
Legal Lot Number	1
Jurisdiction	WALTON GA
Township / Civil Division	GOOD HOPE
Census Block Group	1
Census Block	1010
Census Tract	110200

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 CHEEK RD, MONROE, GA 30655-5151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQUITY
Sep 4, 2018	Grant Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Oct 5, 2012 · Amount on Record
Deed Document Number	0004275118
Deed Book / Page	4275 / 118
Last Transfer Date	Sep 4, 2018
Transfer Doc	0042750118
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	315 CHEEK RD, MONROE, GA 30655-5151
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CHEEK RD, MONROE, GA 30655-5151
Investor	Possibly a Property Investor

Mortgage

Document Number	0049620000000419
Date	Sep 10, 2021
Book Page	0000004962/0000000419
Instrument	2021016735

Lender

Name	SPRING EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Sep 4, 2018
Property Address	315 CHEEK RD, MONROE, GA 30655-5151
Document Number	0042750118
Book / Page	004275 / 000118
Instrument Date	Aug 31, 2018
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 CHEEK RD MONROE GA 306555151, MONROE, GA 30655-5151

Mortgage

Document Number	42750119
Date	Sep 4, 2018
Book Page	004275/000119

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,822.00 (+17.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$281,012 (+10.18%) Land $33,800 Building $247,212	$702,530 (+10.18%) Land $84,500 Building $618,030
2023	$2,409.00 (-68.9%) Homeowner's exemption	$255,052 (+10.1%) Land $29,920 Building $225,132	$637,630 (+10.1%) Land $74,800 Building $562,830
2022	$7,746.00 Homeowner's exemption	$231,652 Land $26,760 Building $204,892	$579,130 Land $66,900 Building $512,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cheek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures