315 Centre St, Beach Haven, NJ 08008 Property Records

Ocean County and Beach Haven Borough property record for 315 Centre St, Beach Haven, NJ 08008

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,671 sqft · built 2007
Lot Size0.172 acres (7,501 sqft)
Owner2 Trust Names on File
Last Sale$1,562,500 (Mar 2026)
Tax Bill$10,953 (2025)
Deeds & MortgagesMar 2026 Sale
Oct 2025 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN04-00150-0000-00007-02-C0005

Property Details

APN / Parcel Number

Primary APN04-00150-0000-00007-02-C0005
Alternative APN
  • 040015000000000702C.05

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,671 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsbestos
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number040015000000000702C.05
Street Address315 CENTRE ST
CityBEACH HAVEN
StateNJ
Zip08008-1717
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeP-U
Legal Description60X125
Legal SubdivisionTOWNE CLUB/BEACH HAVEN
Legal Block150
Legal Lot Number7.2
JurisdictionOCEAN NJ
Township / Civil DivisionBEACH HAVEN
Census Block Group1
Census Block1024
Census Tract738002

Owner

315 Centre St, a condominium, is held in a trust since March 2026.

Source: Ocean County and Beach Haven Borough records, as of July 7, 2026

Owner of Record2 Trust Names on File
Mailing Address1583 MYRTLE OAK TER, HOLLYWOOD, FL 33021-1342
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed, Transfer
SOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNITED TTL AGCY LLC
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Oct 20, 2023Deed, Transfer
SOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNITED TTL AGCY LLC
Aug 14, 2019Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 8, 2008Deed of Trust, Mortgage
MERRILL LYNCH CREDIT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2026 · Amount on File
Deed SaleMar 12, 2026 · Amount on File
Prior SaleOct 20, 2023 · Amount on File
Deed Document Number202619615
Deed Book / Page20310 / 855
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMar 12, 2026
Property Address315 CENTRE ST, BEACH HAVEN, NJ 08008-1717
Document Number0203100855
Book / Page20310 / 855
Instrument DateMar 6, 2026
Instrument2026019615
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanySOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNITED TTL AGCY LLC

Transaction

AmountAmount on Record
Tax$32,006.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address610 TIGERTAIL CT, MARCO ISLAND, FL 34145-1936

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1583 MYRTLE OAK TER, HOLLYWOOD, FL 33021-1342

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address315 CENTRE ST, BEACH HAVEN, NJ 08008-1717
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanySERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201681661
DateOct 20, 2025
Book Page20168/1661
Instrument2025082669
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 13, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateOct 20, 2023
Property Address315 CENTRE ST, BEACH HAVEN, NJ 08008-1717
Document Number0195160280
Book / Page19516 / 280
Instrument DateOct 4, 2023
Instrument2023078943
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanySOUTHERN UNITED TITLE AGENCY LLC, SOUTHERN UNITED TTL AGCY LLC

Transaction

AmountAmount on Record
Tax$25,807.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address733 HILLCREST RD, RIDGEWOOD, NJ 07450-1105

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BROOK LN, LUMBERTON, NJ 08048-6227

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateAug 14, 2019
Property Address315 CENTRE ST, BEACH HAVEN, NJ 08008-1717
Document Number0175711174
Book / Page17571 / 1174
Map ReferenceMB 12722 PG 758
Instrument DateJul 18, 2019
Instrument2019079128
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanySURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,794.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 EAGLE RIDGE CIR, 38, LAKEWOOD, NJ 08701-5825

Transferred To (Grantee/Buyer)

NameVerified Name
Address733 HILLCREST RD, RIDGEWOOD, NJ 07450-1105

Mortgage

Document Number2019079129
DateAug 14, 2019
Instrument2019079129
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address315 CENTRE ST, BEACH HAVEN, NJ 08008-1717
Document Number0166671340
Book / Page016667 / 001340
Instrument DateMay 8, 2008
Transaction TypeMortgage
Record UpdatedMar 10, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address315 CENTRE ST BEACH HAVEN NJ 080081717, BEACH HAVEN, NJ 08008-1717

Mortgage

Document Number0166671340
DateFeb 23, 2017
Book Page016667/001340
Instrument20043
Lender
NameMERRILL LYNCH CREDIT
TypeFunding / Finance Company
AddressJACKSONVILLE, FL 32256
Agreement
AmountAmount on Record
Term180 Months
DueFeb 22, 2032
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 315 Centre St was $10,953, up 8.7% from the year before.

Source: Ocean County and Beach Haven Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
MunicipalityBeach Haven Borough
Elementary School DistrictBeach Haven Borough School District (KG - 06)
Secondary School DistrictSouthern Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$768,100 (-) Land $348,800 Building $419,300$768,100 (-) Land $348,800 Building $419,300
2025$10,953.00 (+8.69%)$768,100 Land $348,800 Building $419,300$768,100 Land $348,800 Building $419,300
2024$10,077.00
2023$636,600 (-) Land $348,800 Building $287,800$636,600 (-) Land $348,800 Building $287,800
2022$7,161.00 (+2.55%)$636,600 Land $348,800 Building $287,800$636,600 Land $348,800 Building $287,800
2021$6,983.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 315 Centre St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 445 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies710 units insured
incl. 265 condo units
Nearby Flood Claims1,381 (1979–2025)
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 781 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 310 claims
  • Coastal Storms & Flooding, Apr 1984 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Centre St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACH HAVEN WATER DEPT
serves 20,000 people · EPA ID NJ1503001
Water SourceGroundwater
Last State InspectionMar 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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