315 Cedar St, Port Clinton, OH 43452 Property Records

Ottawa County property record for 315 Cedar St, Port Clinton, OH 43452

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1959
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on File
Last Sale	$46,500 (Mar 2012)
Tax Bill	$689 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037159-7`

Property Details

APN / Parcel Number

Primary APN	`037159-7`
Alternative APN	`021-19917-30062-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	037159-7
Street Address	315 CEDAR ST
City	PORT CLINTON
State	OH
Zip	43452-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 20 LOT 8 LAKEVIEW
Legal Subdivision	LAKEVIEW ADDITION
Legal Block	20
Legal Lot Number	8
Jurisdiction	OTTAWA OH
Township / Civil Division	PORT CLINTON
Census Block Group	1
Census Block	1028
Census Tract	50500

Owner

315 Cedar St is owned and occupied by an individual who bought it in March 2012.

Source: Ottawa County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	315 CEDAR ST, PORT CLINTON, OH 43452-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2012 · Amount on File
Deed Sale	Mar 30, 2012 · Amount on File
Deed Document Number	2012219675
Deed Book / Page	1399 / 491
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	315 CEDAR ST, PORT CLINTON, OH 43452-1235
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CEDAR ST, PORT CLINTON, OH 43452-1235

Mortgage

Document Number	0000315939
Date	Mar 15, 2022
Book Page	1889/384
Instrument	2022-315939

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 315 Cedar St was $689, down 2.1% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
Municipality	Port Clinton City
Unified School District	Port Clinton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (-2.13%)	$19,821 (-) Land $4,799 Building $15,022
2024	$704.00 (+8.14%)	$19,821 (+19.5%) Land $4,799 Building $15,022	$56,630 Land $13,710 Building $42,920
2023	$651.00 (-1.21%)	$16,587 (-) Land $3,553 Building $13,034
2022	$659.00	$16,587 Land $3,553 Building $13,034
2021			$47,390 Land $10,150 Building $37,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT CLINTON CITY serves 6,500 people · EPA ID OH6203211
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Omni Fiber.

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