Anne Arundel County property record for 315 Cedar Ln, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,984 sqft · built 1955 |
| Lot Size | 0.271 acres (11,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jun 2017) |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-02752503 |
| Primary APN | 02-412-02752503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,797 sqft (0.271 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 41202752503 |
|---|---|
| Street Address | 315 CEDAR LN |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 17 BK Q SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | Q |
| Legal Lot Number | 17 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 702601 |
315 Cedar Ln is owned and occupied by two individuals who bought it in June 2017.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Jun 15, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST SVGS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on File |
| Deed Sale | Jun 15, 2017 · Amount on File |
| Prior Sale | Mar 24, 2010 · Amount on File |
| Deed Document Number | 201731052-023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Document Number | 0391650356 |
|---|---|
| Date | Sep 30, 2022 |
| Book Page | 39165/356 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | MID MARYLAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Document Number | 0356870387 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 35687/387 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 15, 2017 |
| Property Address | 315 CEDAR LN, ANNAPOLIS, MD 21403-3941 |
| Document Number | 0310520023 |
| Book / Page | 031052 / 000023 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 315 CEDAR LN ANNAPOLIS MD 214033941, ANNAPOLIS, MD 21403-3941 |
| Document Number | 310520029 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 031052/000029 |
| Name | FIRST SVGS MTG |
|---|---|
| Type | Mortgage Company |
| Address | MCLEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $501,300 (+12.4%) Land $243,300 Building $258,000 | $501,300 (+12.4%) Land $243,300 Building $258,000 | |
| 2025 | $6,067.00 (+24.58%) | ||
| 2023 | $4,870.00 | $446,000 Land $243,300 Building $202,700 | $446,000 Land $243,300 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Cedar Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures