Lowndes County property record for 315 Cecil St, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,094 sqft · built 1975 |
| Lot Size | 0.284 acres (12,371 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,800 (Apr 2022) |
| Tax Bill | $1,638 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62W150102700 |
| Primary APN | 62W150102700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,094 sqft Adjusted Area |
| 1st Floor Area | 2,388 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,371 sqft (0.284 acres) |
| Lot Dimensions | 139 ft deep x 89 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 315 CECIL ST |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-6349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 315 CECIL ST LOT 16 BLOCK 2 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 23 |
| Legal Subdivision | MALONE SUBDIV EXT |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 600 |
Source: Lowndes County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Mar 5, 2020 | Warranty Deed, Transfer |
| Dec 9, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Mar 24, 2017 | Warranty Deed, Transfer AMERICAN SW MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Mar 5, 2020 · Amount on Record |
| Deed Book / Page | 2022 / 3012 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 18, 2022 |
| Property Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Document Number | 0020223012 |
| Book / Page | 2022 / 3012 |
| Instrument Date | Apr 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Document Number | 0020229303 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022/9303 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 5, 2020 |
| Property Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Document Number | 0020201432 |
| Book / Page | 2020 / 1432 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 9, 2019 |
| Property Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Document Number | 0020198893 |
| Book / Page | 002019 / 008893 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 24, 2017 |
| Property Address | 315 CECIL ST, COLUMBUS, MS 39702-6349 |
| Document Number | 0020171987 |
| Book / Page | 002017 / 001987 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 315 LECIL ST COLUMBUS MS 39702, COLUMBUS, MS 39702 |
| Document Number | 20176495 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 002017/006495 |
| Name | AMERICAN SW MTG |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73112 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 23, 2047 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 (+1.24%) | $10,032 (-1.68%) | $66,880 (-1.68%) Land $10,000 Building $56,880 |
| 2024 | $1,618.00 (-3%) | ||
| 2023 | $1,668.00 | $10,203 | $68,020 Land $10,000 Building $58,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–1984) |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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