315 Catawba Ave, Davidson, NC 28036 Property Records

Mecklenburg County property record for 315 Catawba Ave, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,709 sqft · built 2017
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250,000 (May 2024)
Tax Bill	$10,881 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-205-22`

Property Details

APN / Parcel Number

Primary APN	`003-205-22`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,709 sqft Living Area
Gross Area	5,406 sqft
1st Floor Area	2,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Other
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Attached
Garage Area	697 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 CATAWBA AVE
City	DAVIDSON
State	NC
Zip	28036-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VI
Legal Description	SEE 320522
Legal Block	5
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1020
Census Tract	6408

Owner

Source: Mecklenburg County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 CATAWBA AVE, DAVIDSON, NC 28036-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Jul 24, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Nov 16, 2017	Loan Modification, Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2024 · Amount on Record
Deed Sale	May 9, 2024 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Document Number	202442154
Deed Book / Page	38805 / 346
Prior Transfer Date	Dec 22, 2010
Prior Transfer Doc	0000006048
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	315 CATAWBA AVE, DAVIDSON, NC 28036-9379
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CATAWBA AVE, DAVIDSON, NC 28036-9379

Mortgage

Document Number	0000031836
Date	Mar 31, 2026
Book Page	40306/537
Instrument	2026031836

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	315 CATAWBA AVE, DAVIDSON, NC 28036-9379
Document Number	0000120017
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 CATAWBA AVE DAVIDSON NC 280369379, DAVIDSON, NC 28036-9379

Mortgage

Document Number	0000120017
Date	Aug 4, 2020
Book Page	034887/000928
Instrument	120017

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2030

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	315 CATAWBA AVE, DAVIDSON, NC 28036-9379
Document Number	0000155862
Book / Page	032279 / 000844
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 CATAWBA AVE DAVIDSON NC 280369379, DAVIDSON, NC 28036-9379

Mortgage

Document Number	0000155862
Date	Nov 17, 2017
Book Page	032279/000844
Instrument	155862

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,446,040 Land $475,000 Building $971,040	$1,446,040 Land $475,000 Building $971,040
2024	$10,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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