315 Carpenter Dr, Fairborn, OH 45324 Property Records

Greene County property record for 315 Carpenter Dr, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,435 sqft · built 1969
Lot Size	0.234 acres (10,220 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jan 2017)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`A022021207`

Property Details

APN / Parcel Number

Primary APN	`A022021207`
Alternative APN	`A02-0002-0021.0-0207.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,435 sqft Living Area
1st Floor Area	1,435 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,220 sqft (0.234 acres)
Lot Width	73 ft Width
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	315 CARPENTER DR
City	FAIRBORN
State	OH
Zip	45324-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST HILLS 9 ALL LOT 5531 315 CARPENTER DR
Legal Subdivision	FOREST HILLS 9
Legal Lot Number	5531
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1002
Census Tract	200600

Owner

315 Carpenter Dr is owned and occupied by an individual who bought it in January 2017.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 15, 2024	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 3, 2023	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2021	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Jan 10, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2017 · Amount on File
Deed Sale	Jan 10, 2017 · Amount on File
Prior Sale	May 9, 2007 · Amount on File
Deed Document Number	2017428
Prior Transfer Date	Aug 12, 2009
Prior Transfer Doc	0000018326
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113

Mortgage

Document Number	0000015413
Date	Oct 1, 2025
Instrument	2025015413

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	10 POINTE DR STE 330, BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001852
Date	Feb 15, 2024
Instrument	2024001852

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	PO BOX 340134, BEAVERCREEK, OH 45434

Agreement

Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002700
Date	Mar 3, 2023
Instrument	2023002700

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021008616
Date	Apr 9, 2021
Instrument	2021008616

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003932
Date	Feb 18, 2021
Instrument	2021003932

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount on Record

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 10, 2017
Property Address	315 CARPENTER DR, FAIRBORN, OH 45324-4113
Document Number	0000000428
Instrument Date	Jan 3, 2017
Instrument	428
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CARPENTER DR FAIRBORN OH 453244113, FAIRBORN, OH 45324-4113

Mortgage

Document Number	429,
Date	Jan 10, 2017
Instrument	429

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 315 Carpenter Dr was $2,710, down 4.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 (-4.95%)	$60,980 (-) Land $12,930 Building $48,050
2024	$2,851.00 (-1.01%)	$60,980 (-) Land $12,930 Building $48,050
2023	$2,880.00 (+11.33%)	$60,980 (+33%) Land $12,930 Building $48,050	$174,220 Land $36,930 Building $137,290
2022	$2,587.00	$45,850 Land $8,620 Building $37,230
2020			$130,990 Land $24,620 Building $106,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Carpenter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 Carpenter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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