315 Boyd Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 315 Boyd Ridge Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,104 sqft · built 1998
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual on Record
Last Sale	$292,500 (Jul 2023)
Tax Bill	$980 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`553200166390000`

Property Details

APN / Parcel Number

Primary APN	`553200166390000`
Alternative APNs	`47111` `60694`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,104 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	230 ft deep x 81 ft wide
Terrain	Mountain
Porch	Finished/Screened Porch
Porch Area	150 sqft
Deck Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60694
Street Address	315 BOYD RIDGE DR
City	MURPHY
State	NC
Zip	28906-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BOYD RIDGE SUB 1578/912
Legal Subdivision	BOYD RIDGE SUB
Legal Lot Number	14
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1007
Census Tract	930401

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	5843 33RD ST E, BRADENTON, FL 34203-5413
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	3708
Deed Book / Page	1739 / 723
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 31, 2023
Property Address	315 BOYD RIDGE DR, MURPHY, NC 28906-3712
Document Number	001739/723
Book / Page	1739 / 723
Instrument Date	Jul 26, 2023
Instrument	3708
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9509 SW 53RD CIR, OCALA, FL 34476-4052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5843 33RD ST E, BRADENTON, FL 34203-5413

Mortgage

Document Number	0001739726
Date	Jul 31, 2023
Instrument	1739/726

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 19, 2018
Property Address	315 BOYD RIDGE DR, MURPHY, NC 28906-3712
Document Number	01578/0912
Book / Page	01578 / 0912
Instrument Date	Jan 10, 2018
Instrument	00263
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 294, BRASSTOWN, NC 28902-0294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SWEETGUM CT N, HOMOSASSA, FL 34446-5126

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00 (+9.62%)	$127,860 (+5.36%)	$127,860 (+5.36%) Land $30,000 Building $97,860
2023		$121,350 (-)	$121,350 (-) Land $30,000 Building $91,350
2022	$894.00	$121,350	$121,350 Land $30,000 Building $91,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boyd Ridge Dr

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