Oneida County and Vernon Town property record for 315 Betsinger Rd, Sherrill, NY 13461
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 896 sqft · built 1972 |
| Owner | Individual Name on File |
| Last Sale | $208,500 (Nov 2020) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301400 332.008-1-4 |
| Primary APN | 301400 332.008-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 007638 |
|---|---|
| Street Address | 315 BETSINGER RD |
| City | SHERRILL |
| State | NY |
| Zip | 13461-1210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 24800 |
315 Betsinger Rd is owned and occupied by an individual who bought it in November 2020.
Source: Oneida County and Vernon Town records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 BETSINGER RD, SHERRILL, NY 13461-1210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 6, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2020 · Amount on File |
| Deed Sale | Nov 6, 2020 · Amount on File |
| Deed Document Number | 202015419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 3, 2026 |
| Property Address | 315 BETSINGER RD, SHERRILL, NY 13461-1210 |
| Document Number | 0000007251 |
| Instrument Date | May 26, 2026 |
| Instrument | 20267251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 315 BETSINGER RD, SHERRILL, NY 13461-1210 |
| Document Number | 0000007251, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20267251 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Nov 6, 2020 |
| Property Address | 315 BETSINGER RD, SHERRILL, NY 13461-1210 |
| Document Number | 0000015419 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 2020-015419 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 W SENECA ST, SHERRILL, NY 13461-1118 |
| Document Number | 0000015420 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-015420 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 315 BETSINGER RD, SHERRILL, NY 13461-1210 |
| Document Number | 0000001111 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 315 BETSINGER RD SHERRILL NY 134611210, SHERRILL, NY 13461-1210 |
| Document Number | 0000001111 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 1111 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 22, 2035 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Municipality | Sherrill City |
| Unified School District | Sherrill City School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $68,700 Land $25,000 Building $43,700 | $157,931 Land $57,471 Building $100,460 |
| 2023 | $68,700 Land $25,000 Building $43,700 | $149,348 Land $54,348 Building $95,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 315 Betsinger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Betsinger Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419 |
|---|---|
| Water Source | Purchased surface water from ONEIDA CITY |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SLICFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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