315 Benson St, Fredericktown, MO 63645 Property Records

Madison County property record for 315 Benson St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,160 sqft · built 1978
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$954 (2025)
Deeds & Mortgages	Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`07-4.0-17-002-015-004.000`

Property Details

APN / Parcel Number

Primary APN	`07-4.0-17-002-015-004.000`
Alternative APN	`4725`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	315 BENSON ST
City	FREDERICKTOWN
State	MO
Zip	63645-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2L8; L9; BLK 12; CAHOON ADD.
Legal Subdivision	CAHOON ADD
Legal Block	12
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1015
Census Tract	960202

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 BENSON ST, FREDERICKTOWN, MO 63645-1430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022
Deed Sale	Dec 1, 2022
Prior Sale	Jun 24, 2016
Deed Document Number	0000054949
Deed Book / Page	525 / 625
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	2021000247
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Feb 18, 2021
Property Address	315 BENSON ST, FREDERICKTOWN, MO 63645-1430
Document Number	525/625
Book / Page	525 / 625
Instrument Date	Feb 9, 2021
Instrument	2021000247
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 BENSON ST, FREDERICKTOWN, MO 63645-1430

Mortgage

Document Number	525/627
Date	Feb 18, 2021
Book Page	525/627
Instrument	2021000248

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$954.00 (-0.21%)	$15,200 (-)	$80,010 (-) Land $8,740 Building $71,270
2023	$956.00	$15,200	$80,010 Land $8,740 Building $71,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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