Berks County property record for 315 Bard Ave, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,274 sqft · built 1995 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Mar 2012) |
| Tax Bill | $2,742 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4386-19-60-1780 |
| Primary APN | 4386-19-60-1780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80000137 |
|---|---|
| Street Address | 315 BARD AVE |
| City | READING |
| State | PA |
| Zip | 19608-1767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CORNWALL TERRACE SEC 09 PH 01 |
| Legal Block | 60 |
| Legal Lot Number | 7 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10803 |
315 Bard Ave is owned and occupied by two individuals who bought it in March 2012.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 BARD AVE, READING, PA 19608-1767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on File |
| Deed Sale | Mar 16, 2012 · Amount on File |
| Prior Sale | Jun 17, 2009 · Amount on File |
| Deed Document Number | 201210296 |
| Prior Transfer Date | May 17, 2002 |
| Prior Transfer Doc | 0000042989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 315 BARD AVE, READING, PA 19608-1767 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044327 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020044327 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | READING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2026 property tax bill for 315 Bard Ave was $2,742 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,742.00 Homeowner's exemption | $154,000 Land $27,000 Building $127,000 | $27,000 Land $27,000 |
| 2024 | $2,445.00 | $154,000 Land $27,000 Building $127,000 | |
| 1994 | $154,000 Land $27,000 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Bard Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Bard Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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