315 Ave E, Cloquet, MN 55720 Property Records

Carlton County property record for 315 Ave E, Cloquet, MN 55720 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.175 acres (7,630 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Mar 2022)
Tax Bill	$3,140 (2026)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-045-5880`

Property Details

APN / Parcel Number

Primary APN	`06-045-5880`
Alternative APN	`1248`

Exterior

Lot Area	7,630 sqft (0.175 acres)

Location & Zoning

Account Number	1248
Street Address	315 AVENUE E
City	CLOQUET
State	MN
Zip	55720-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF CLOQUET ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	43
Legal Lot Number	9
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1006
Census Tract	70401

Owner

Source: Carlton County records · APN 06-045-5880

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	315 AVENUE E, CLOQUET, MN 55720-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Affidavit, Transfer
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Apr 01, 2016 · Amount on Record
Deed Document Number	20221388275
Record Updated	Sep 20, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	CARLTON MN
Recording Date	Jul 24, 2026
Property Address	315 AVENUE E, CLOQUET, MN 55720-1521
Document Number	0000527889
Instrument Date	Jul 24, 2026
Instrument	2026527889
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 AVENUE E, CLOQUET, MN 55720-1521

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jul 24, 2026
Property Address	315 AVENUE E, CLOQUET, MN 55720-1521
Document Number	0000527890
Instrument Date	Apr 30, 2026
Instrument	2026527890
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$99,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 AVENUE E, CLOQUET, MN 55720-1521

Mortgage

Document Number	0000527891,
Date	Jul 24, 2026
Instrument	2026527891

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	315 AVENUE E, CLOQUET, MN 55720-1521
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494145
Date	Sep 22, 2020
Instrument	A000494145

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2045

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Mar 18, 2022
Property Address	315 AVENUE E, CLOQUET, MN 55720-1521
Document Number	A000505241
Instrument Date	Mar 08, 2022
Instrument	A000505241
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2170 E SPRINGWOOD DR, MERIDIAN, ID 83642-6226

Mortgage

Document Number	A000505242
Date	Mar 18, 2022
Instrument	A000505242

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,140.00 (+6.59%) Homeowner's exemption
2025		$208,300 (+4.25%) Land $19,200 Building $189,100	$208,300 (+4.25%) Land $19,200 Building $189,100
2024	$2,946.00 Homeowner's exemption	$199,800 (+4.12%) Land $19,200 Building $180,600	$199,800 (+4.12%) Land $19,200 Building $180,600
2023	$2,946.00 Homeowner's exemption	$191,900 (-) Land $19,200 Building $172,700	$191,900 (-) Land $19,200 Building $172,700
2022		$191,900 Land $19,200 Building $172,700	$191,900 Land $19,200 Building $172,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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