315 Ashland Rd, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 315 Ashland Rd, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	3,296 sqft · built 1960
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jan 2004)
Tax Bill	$16,089 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00136-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`10-00136-0000-00004-02`
Alternative APN	`10001360000000040002`

Interior

Building Area	3,296 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide

Location & Zoning

Street Address	315 ASHLAND RD
City	MIDDLESEX
State	NJ
Zip	08846-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	66X150 AVG
Legal Block	136
Legal Lot Number	4.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3000
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 ASHLAND RD, MIDDLESEX, NJ 08846-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Jan 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GARDEN STATE FCU
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GARDEN STATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2004 · Amount on Record
Deed Sale	Jan 22, 2004 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Book / Page	5268 / 159
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	315 ASHLAND RD, MIDDLESEX, NJ 08846-1741
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	RARITAN VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104389
Date	Oct 26, 2020
Book Page	18092/1082
Instrument	2020104389

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	315 ASHLAND RD, MIDDLESEX, NJ 08846-1741
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010897
Date	Jan 22, 2021
Book Page	18248/786
Instrument	2021010897

Lender

Name	GARDEN STATE FCU
Type	Credit Union
Address	MOORESTOWN, NJ 08057

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	315 ASHLAND RD, MIDDLESEX, NJ 08846-1741
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019696
Date	Feb 17, 2022
Book Page	18835/541
Instrument	2022019696

Lender

Name	GARDEN STATE FCU
Type	Credit Union
Address	MOORESTOWN, NJ 08057

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$766,100 (+0.95%) Land $168,100 Building $598,000	$766,100 (+0.95%) Land $168,100 Building $598,000
2025	$16,089.00 (-9.38%)	$758,900 (-1.09%) Land $168,100 Building $590,800	$758,900 (-1.09%) Land $168,100 Building $590,800
2024	$17,755.00 (+10.67%)
2023		$767,300 Land $168,100 Building $599,200	$767,300 Land $168,100 Building $599,200
2022	$16,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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