315 Arizona Ave, Lorain, OH 44052 Property Records

Lorain County property record for 315 Arizona Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,735 sqft · built 2005
Lot Size	2.25 acres (98,099 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jul 2020)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-116-146`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-116-146`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,735 sqft Living Area
1st Floor Area	260 sqft
2nd Floor Area	1,472 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Row End or Row Middle
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	98,099 sqft
Lot Dimensions	69 ft deep x 1,417 ft wide
Garage Type	Attached
Garage Area	210 sqft
Patio Area	120 sqft
Balcony	Balcony
Balcony Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	315 ARIZONA AVE
City	LORAIN
State	OH
Zip	44052-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR WALK ON THE BLACK RIVER 14 17 X 69.23
Legal Subdivision	HARBOR WALK/BLACK RIVER PH
Legal Tract	1
Legal Lot Number	132
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2025
Census Tract	22200

Owner

315 Arizona Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	315 ARIZONA AVE, LORAIN, OH 44052-2094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Dec 21, 2010 · Amount on File
Deed Document Number	2020003837
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2020
Property Address	315 ARIZONA AVE, LORAIN, OH 44052-2094
Document Number	0000769136
Instrument Date	Jul 10, 2020
Instrument	769136
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	315 ARIZONA AVE LORAIN OH 440522094, LORAIN, OH 44052-2094

Mortgage

Document Number	769137
Date	Jul 14, 2020
Instrument	769137

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 315 Arizona Ave was $3,503.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00	$87,230 (+%) Land $17,500 Building $69,730	$249,220 (-) Land $50,000 Building $199,220
2024	$3,503.00 (+4.85%)	$87,227 (+37.91%) Land $17,500 Building $69,727	$249,220 (+37.91%) Land $50,000 Building $199,220
2023	$3,341.00 (+0.85%)	$63,249 (%) Land $12,814 Building $50,435	$180,710 Land $36,610 Building $144,100
2022	$3,313.00	$63,250 Land $12,810 Building $50,440
2021			$180,710 Land $36,610 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 Arizona Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 315 Arizona Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20