Roscommon County property record for 315 Agate Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 780 sqft |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,243 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-420-206-1000 |
| Primary APN | 008-420-206-1000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 780 sqft Building Perimeter |
| 1st Floor Area | 780 sqft |
| Lot Area | 24,394 sqft (0.56 acres) |
|---|---|
| Garage Area | 2,100 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 AGATE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-1023 P-2529 L-984 P-205 L-711 P-315 233 LOTS 206 & 207 HIGGINS LAKE FOREST ESTATES #2 PP:008-420-206-0000 & 420-207-0000 |
| Legal Subdivision | HIGGINS LAKE FOREST ESTATES NO 2 |
| Legal Lot Number | 206-207 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | MARKEY |
| Census Block Group | 1 |
| Census Block | 1140 |
| Census Tract | 970600 |
315 Agate Dr is owned and occupied by an individual who acquired it in June 2004.
Source: Roscommon County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 315 AGATE DR, ROSCOMMON, MI 48653-8753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCIAL PLUS CREDIT UNION |
| Aug 4, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FINANCIAL PLUS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 1, 2004 |
| Transfer Doc | 1023/2529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 315 AGATE DR, ROSCOMMON, MI 48653-8753 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001177/578 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 1177/578 |
| Instrument | 202100005809 |
| Name | FINANCIAL PLUS CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 315 AGATE DR, ROSCOMMON, MI 48653-8753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1163/0499 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 1163/0499 |
| Instrument | 201700005808 |
| Name | FINANCIAL PLUS CU |
|---|---|
| Type | Credit Union |
| Address | FLINT, MI 48507 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 315 Agate Dr was $1,243 with a homeowner's exemption.
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Markey Township |
| Unified School District | Houghton Lake Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,600 (+13.13%) | $179,200 (+13.13%) | |
| 2025 | $1,243.00 Homeowner's exemption | $79,200 | $158,400 |
| 2023 | $58,100 | $116,200 | |
| 2022 | $1,104.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Agate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 315 Agate Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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