315 8th Ave, Clarence, IA 52216 Property Records

Cedar County property record for 315 8th Ave, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,274 sqft · built 1900
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$82,000 (Nov 2025)
Tax Bill	$1,730 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039003261020070`

Property Details

APN / Parcel Number

Primary APN	`039003261020070`
Alternative APN	`39103900326102007000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Basement Area	486 sqft
Unfinished Basement	934 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 8TH AVE
City	CLARENCE
State	IA
Zip	52216-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5 GILBERTS ADD
Legal Subdivision	GILBERTS ADDITION
Legal Block	5
Legal Lot Number	6
Jurisdiction	CEDAR IA
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2014
Census Tract	450100

Owner

315 8th Ave is owned and occupied by an individual who bought it in November 2025.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	315 8TH AVE, CLARENCE, IA 52216-9400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage MOUNT VERNON BANK & TRUST CO
Oct 15, 2025	Intrafamily Transfer, Transfer
Nov 14, 2025	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Jul 25, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage MOUNT VERNON BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	20253208
Deed Book / Page	1797 / 8
Prior Transfer Date	Oct 15, 2025
Prior Transfer Doc	001793/256
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	315 8TH AVE, CLARENCE, IA 52216-9400
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001688/280
Date	Apr 21, 2023
Book Page	1688/280
Instrument	2023 853

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Oct 15, 2025
Property Address	315 8TH AVE, CLARENCE, IA 52216-9400
Document Number	001793/256
Book / Page	1793 / 256
Instrument Date	Oct 15, 2025
Instrument	2025 2915
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 8TH AVE, CLARENCE, IA 52216-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 8TH AVE, CLARENCE, IA 52216-9400

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Nov 14, 2025
Property Address	315 8TH AVE, CLARENCE, IA 52216-9400
Document Number	00001797/8
Book / Page	1797 / 8
Instrument Date	Oct 15, 2025
Instrument	2025 3208
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 8TH AVE, CLARENCE, IA 52216-9400

Mortgage

Document Number	0001797/10
Date	Nov 14, 2025
Book Page	1797/10
Instrument	2025 3209

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 25, 2025
Property Address	315 8TH AVE, CLARENCE, IA 52216-9400
Document Number	001781/335
Book / Page	1781 / 335
Instrument Date	Jul 18, 2025
Instrument	2025 1955
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 8TH AVE, CLARENCE, IA 52216-9400

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 9, 2021
Property Address	315 8TH AVE, CLARENCE, IA 52216-9400
Document Number	0001581/34
Book / Page	1581 / 34
Instrument Date	Apr 3, 2021
Instrument	2021 1330
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 8TH AVE, CLARENCE, IA 52216-9400

Mortgage

Document Number	0001581/37
Date	Apr 9, 2021
Book Page	1581/37
Instrument	2021 1331

Lender

Name	MOUNT VERNON BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 315 8th Ave was $1,730 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Clarence City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,730.00 Homeowner's exemption	$130,170 (-) Land $14,430 Building $115,740	$130,170 (-) Land $14,430 Building $115,740
2025	$1,730.00 (+0.58%) Homeowner's exemption	$130,170 (+4.71%) Land $14,430 Building $115,740	$130,170 Land $14,430 Building $115,740
2024	$1,720.00 Homeowner's exemption	$124,310 (+4.1%) Land $14,430 Building $109,880
2023		$119,410 (+40.15%) Land $14,430 Building $104,980	$124,310 Land $14,430 Building $109,880
2022	$1,322.00 Homeowner's exemption	$85,200 Land $12,630 Building $72,570
2021			$85,200 Land $12,630 Building $72,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 8th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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