Mille Lacs County property record for 315 5th Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,130 sqft · built 1952 |
| Lot Size | 0.262 acres (11,447 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Feb 2023) |
| Tax Bill | $2,142 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-0530 |
| Primary APN | 21-043-0530 |
|---|
| Building Area | 1,130 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 11,447 sqft (0.262 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 315 5TH AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 66 FT OF N 132 FT OF W 179 FT ON S LINE & 178.96 FT ON N LINE OF LOT 2 BLK 22 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 170500 |
315 5th Ave SE is owned and occupied by two individuals who acquired it in March 2026.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2017 | Deed of Trust, Mortgage PEOPLES BANK OF COMMERCE |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Mar 18, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on File |
| Deed Sale | Feb 14, 2023 · Amount on File |
| Prior Sale | Sep 25, 2013 · Amount on File |
| Deed Document Number | 2023435146 |
| Last Transfer Date | Mar 10, 2026 |
| Transfer Doc | 000A450451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A400716 |
|---|---|
| Date | May 19, 2017 |
| Instrument | A400716 |
| Name | PEOPLES BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, MN 55008 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 17, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A406669 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | A406669 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 11, 2028 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000A421759 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | A421759 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 22, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Mar 18, 2026 |
| Property Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Document Number | 000A450451 |
| Instrument Date | Mar 10, 2026 |
| Instrument | A450451 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | PILLAR TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Document Number | 000A450452 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | A450452 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Feb 14, 2023 |
| Property Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Document Number | 000A435146 |
| Instrument Date | Feb 10, 2023 |
| Instrument | A435146 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 5TH AVE SE, MILACA, MN 56353-1322 |
| Document Number | 000A435147 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | A435147 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
The 2026 property tax bill for 315 5th Ave SE was $2,142, up 10.8% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,142.00 (+10.75%) | $186,300 (+2.19%) Land $36,000 Building $150,300 | $186,300 (+2.19%) Land $36,000 Building $150,300 |
| 2025 | $1,934.00 Homeowner's exemption | $182,300 Land $32,000 Building $150,300 | $182,300 Land $32,000 Building $150,300 |
| 2023 | $2,208.00 | $156,400 Land $28,000 Building $128,400 | $156,400 Land $28,000 Building $128,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 5th Ave SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 5th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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