315 4th St, Sioux Rapids, IA 50585 Property Records

Buena Vista County property record for 315 4th St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Mar 2018)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Oct 2019 Refinance Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-112-003`

Property Details

APN / Parcel Number

Primary APN	`03-07-112-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,424 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Finished Basement	375 sqft
Unfinished Basement	876 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	288 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	315 4TH ST
City	SIOUX RAPIDS
State	IA
Zip	50585-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	00-18 SIOUX RAPIDS CORP. SW 1/4
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SIOUX RAPIDS
Census Block Group	2
Census Block	2039
Census Tract	960200

Owner

315 4th St is owned and occupied by two individuals who bought it in March 2018.

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 4TH ST, SIOUX RAPIDS, IA 50585-1119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Mar 12, 2018	Warranty Deed, Transfer COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Deed Document Number	2018180488
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	315 4TH ST, SIOUX RAPIDS, IA 50585-1119
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	192547
Date	Oct 9, 2019
Instrument	192547

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Mar 12, 2018
Property Address	315 4TH ST, SIOUX RAPIDS, IA 50585-1119
Document Number	000000180488
Instrument Date	Mar 8, 2018
Instrument	000000180488
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 4TH ST, SIOUX RAPIDS, IA 50585-1119

Mortgage

Document Number	000000180489
Date	Mar 12, 2018
Instrument	000000180489

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	58 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 315 4th St was $2,168 with a homeowner's exemption, down 12.4% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Sioux Rapids City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,600 (+42.2%) Land $21,100 Building $188,500	$209,600 (+42.2%) Land $21,100 Building $188,500
2025	$2,168.00 (-12.44%) Homeowner's exemption	$147,400 Land $13,200 Building $134,200	$147,400 Land $13,200 Building $134,200
2024	$2,476.00
2023		$157,720 (+29.57%) Land $13,200 Building $144,520	$157,720 Land $13,200 Building $144,520
2022	$2,258.00 Homeowner's exemption	$121,730 Land $13,200 Building $108,530
2021			$121,730 Land $13,200 Building $108,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX RAPIDS WATER DEPARTMENT serves 932 people · EPA ID IA1175056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures