315 4th St, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 315 4th St, Silver Cliff, CO 81252

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 828 sqft · built 2018
Lot Size	0.263 acres (11,490 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2020)
Tax Bill	$2,078 (2025)
Deeds & Mortgages	Aug 2018 Construction Loan Dec 2018 Mortgage + 1 more
APN	`0010105318`

Property Details

APN / Parcel Number

Primary APN	`0010105318`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	828 sqft Heated Area
Gross Area	1,656 sqft
Basement Area	828 sqft
Finished Basement	828 sqft
Unfinished Basement	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	11,490 sqft (0.263 acres)
Porch	Slab
Porch Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	315 4TH ST
City	WESTCLIFFE
State	CO
Zip	81252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 & 16 BLK 197 TOWN OF SILVER CLIFF
Legal Subdivision	TOWN SILVER CLIFF
Legal Block	197
Legal Lot Number	15-16
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3038
Census Tract	970102

Owner

315 4th St is owned by an individual who bought it in August 2020.

Source: Custer County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6507 SUTTER PARK LN, HOUSTON, TX 77066-3835
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK OF COLORADO
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage ENT CU
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Feb 9, 1984 · Amount on File
Deed Document Number	2020238730
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	315 4TH ST, WESTCLIFFE, CO 81252
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233208
Date	Aug 22, 2018
Instrument	233208

Lender

Name	FIRST STATE BANK OF COLORADO
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	315 4TH ST, WESTCLIFFE, CO 81252
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000234206
Date	Dec 18, 2018
Instrument	234206

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Aug 17, 2020
Property Address	315 4TH ST, WESTCLIFFE, CO 81252
Document Number	0000238730
Instrument Date	Aug 14, 2020
Instrument	238730
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 565, WESTCLIFFE, CO 81252-0565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 S 4TH ST, WESTCLIFFE, CO 81252-9777

Mortgage

Document Number	0000238731
Date	Aug 17, 2020
Instrument	238731

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 315 4th St was $2,078.

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Municipality	Silver Cliff Town
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,078.00	$28,360	$453,756
2023	$1,741.00 (+17.4%)	$28,750 (+35.61%)	$429,054 (+44.66%)
2022	$1,483.00	$21,200 Land $1,140 Building $20,060	$296,593 Land $16,000 Building $280,593

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 315 4th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 4th St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROUND MOUNTAIN WSD serves 1,950 people · EPA ID CO0114500
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

May also be available: AT&T.

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