315 3rd St, Sioux Rapids, IA 50585 Property Records

Buena Vista County property record for 315 3rd St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Jan 2026)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-07-111-004`

Property Details

APN / Parcel Number

Primary APN	`03-07-111-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	312 sqft
Unfinished Basement	312 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	315 3RD ST
City	SIOUX RAPIDS
State	IA
Zip	50585-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-17 SIOUX RAPIDS CORP. S 1/2
Legal Subdivision	SIOUX RAPIDS CORP
Jurisdiction	BUENA VISTA IA
Township / Civil Division	SIOUX RAPIDS
Census Block Group	2
Census Block	2040
Census Tract	960200

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 3RD ST, SIOUX RAPIDS, IA 50585-7718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2026190
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jan 28, 2026
Property Address	315 3RD ST, SIOUX RAPIDS, IA 50585-7718
Document Number	0000260190
Instrument Date	Jan 27, 2026
Instrument	260190
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 3RD ST, SIOUX RAPIDS, IA 50585-7718

Mortgage

Document Number	0000260222
Date	Jan 28, 2026
Instrument	260222

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 30, 2020
Property Address	315 3RD ST, SIOUX RAPIDS, IA 50585-7718
Document Number	0000202018
Instrument Date	Jul 29, 2020
Instrument	202018
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 3RD ST, SIOUX RAPIDS, IA 50585-7718

Mortgage

Document Number	0000202022
Date	Jul 30, 2020
Instrument	202022

Lender

Name	COMMUNITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Sioux Rapids City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,600 (+37.31%) Land $13,200 Building $77,400	$90,600 (+37.31%) Land $13,200 Building $77,400
2025	$1,048.00 (+3.76%) Homeowner's exemption	$65,980 (-6.31%) Land $8,250 Building $57,730	$65,980 (-6.31%) Land $8,250 Building $57,730
2024	$1,010.00 (-6.83%)
2023		$70,420 (+29.9%) Land $8,250 Building $62,170	$70,420 (+29.9%) Land $8,250 Building $62,170
2022	$1,084.00	$54,210 Land $8,250 Building $45,960
2021			$54,210 Land $8,250 Building $45,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX RAPIDS WATER DEPARTMENT serves 932 people · EPA ID IA1175056
Water Source	Groundwater
Last State Inspection	May 2025
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Northwest Communications.

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