315 2nd St, Covington, IN 47932 Property Records

Fountain County property record for 315 2nd St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,848 sqft · built 2015
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Apr 2024)
Tax Bill	$1,864 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018B083522505200`

Property Details

APN / Parcel Number

Primary APN	`018B083522505200`
Alternative APNs	`23-06-35-225-052.000-016` `00000993439` `0180038600`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993439
Street Address	315 2ND ST
City	COVINGTON
State	IN
Zip	47932-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00386-00 OP 109 MP 018-B08-35-225-05200
Legal Subdivision	CITY COVINGTON
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3045
Census Tract	957800

Owner

315 2nd St is owned and occupied by two individuals who bought it in April 2024.

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 2ND ST, COVINGTON, IN 47932-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Apr 12, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS INC
Apr 12, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS INC
May 11, 2022	Intrafamily Transfer, Transfer
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Jun 4, 2019
Deed Document Number	20244286
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202102930
Date	Oct 19, 2021
Instrument	202102930

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202202195
Date	Sep 1, 2022
Instrument	202202195

Lender

Name	VIBRANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 25, 2037

Interest

Rate Type	Fixed Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Apr 12, 2024
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Document Number	0202400764
Instrument Date	Apr 1, 2024
Instrument	202400764
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 2ND ST, COVINGTON, IN 47932-1211

Mortgage

Document Number	0202400765
Date	Apr 12, 2024
Instrument	202400765

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Apr 12, 2024
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Document Number	0202400764
Instrument Date	Apr 1, 2024
Instrument	202400764
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 2ND ST, COVINGTON, IN 47932-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	0202400765
Date	Apr 12, 2024
Instrument	202400765

Lender

Name	MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOUNTAIN IN
Recording Date	May 11, 2022
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Document Number	0202201126
Instrument Date	Oct 13, 2021
Instrument	202201126
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 2ND ST, COVINGTON, IN 47932-1211
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jun 4, 2019
Property Address	315 2ND ST, COVINGTON, IN 47932-1211
Document Number	0201901170
Instrument Date	May 31, 2019
Instrument	201901170
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PARTNERS TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	315 2ND ST, COVINGTON, IN 47932-1211
Investor	Possibly a Property Investor

Mortgage

Document Number	0201901171
Date	Jun 4, 2019
Instrument	201901171

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 315 2nd St was $1,864 with a homeowner's exemption, down 19.2% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,864.00 (-19.17%) Homeowner's exemption	$259,400 Land $30,800 Building $228,600	$259,400 Land $30,800 Building $228,600
2024	$2,306.00 (+0.04%)
2023	$2,305.00 (+4.39%)	$230,500 (+4.39%) Land $26,400 Building $204,100	$230,500 (+4.39%) Land $26,400 Building $204,100
2022	$2,208.00 Homeowner's exemption	$220,800 Land $26,400 Building $194,400	$220,800 Land $26,400 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 315 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 315 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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