315 1st St, Sunfield, MI 48890 Property Records

Eaton County property record for 315 1st St, Sunfield, MI 48890

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1952
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (May 2020)
Tax Bill	$991 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01104560063000`

Property Details

APN / Parcel Number

Primary APN	`01104560063000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	176 ft deep x 120 ft wide
Garage Area	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	315 1ST ST
City	SUNFIELD
State	MI
Zip	48890-9020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-R1
Legal Description	LOTS 63 THRU 70. FIRST ADDITION, VILLAGE OF SUNFIELD. SEC.2, T4N,R6W 1989
Legal Range	06W
Legal Township	04N
Legal Section	02
Legal Subdivision	FIRST ADD
Legal Lot Number	63-70
Jurisdiction	EATON MI
Township / Civil Division	SUNFIELD
Census Block Group	1
Census Block	1030
Census Tract	20700

Owner

315 1st St is owned and occupied by an individual who bought it in May 2020.

Source: Eaton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	315 1ST ST, SUNFIELD, MI 48890-9020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FEDERAL CREDIT UNION
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on File
Deed Sale	May 20, 2020 · Amount on File
Prior Sale	Jul 10, 2017 · Amount on File
Deed Book / Page	2847 / 17
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 20, 2020
Property Address	315 1ST ST, SUNFIELD, MI 48890-9020
Document Number	0002847/17
Book / Page	2847 / 17
Map Reference	LB 1 PG 31
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 1ST ST, 315, SUNFIELD, MI 48890-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8242 BAYNE RD, WOODLAND, MI 48897-9744

Mortgage

Document Number	0000284720
Date	May 20, 2020
Instrument	2847/20

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 10, 2017
Property Address	315 1ST ST, SUNFIELD, MI 48890-9020
Document Number	2688/0011
Book / Page	2688 / 0011
Instrument Date	Jun 22, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 1ST ST, 315, SUNFIELD, MI 48890-9020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 151, SUNFIELD, MI 48890-0151

Mortgage

Document Number	26880013
Date	Jul 10, 2017
Instrument	2688/0013

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 315 1st St was $991 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Sunfield Township
Municipality	Sunfield Village
Unified School District	Lakewood Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,100	$126,249 Land $38,696 Building $87,553
2025	$991.00
2023		$38,800	$77,600
2022	$898.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF SUNFIELD serves 680 people · EPA ID MI0006470
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 1st St

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