31497 190th St, Akeley, MN 56433 Property Records

Hubbard County property record for 31497 190th St, Akeley, MN 56433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1996
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$16,500 (Feb 2015)
Tax Bill	$1,566 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Second Mortgage + 3 more
APN	`28.22.00113`

Property Details

APN / Parcel Number

Primary APN	`28.22.00113`
Alternative APN	`27937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Laminate Plank
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)
Garage Type	Mixed
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	27937
Street Address	31497 190TH ST
City	AKELEY
State	MN
Zip	56433-8287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-140 RANGE-032 4.20 AC S287.68 OF THE N977.02 OF THE W1/2 OF THE NW1/4 OF THE NE1/4 EX W33 /TRACT 2/
Legal Range	32
Legal Township	140
Legal Section	22
Legal Tract	2
Jurisdiction	HUBBARD MN
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2005
Census Tract	70400

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31497 190TH ST, AKELEY, MN 56433-8287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTAR FEDERAL CREDIT UNION
May 9, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2015 · Amount on Record
Deed Sale	Feb 23, 2015 · Amount on Record
Deed Document Number	2015316778
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	31497 190TH ST, AKELEY, MN 56433-8287
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000445355
Date	Mar 9, 2026
Instrument	A000445355

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2031
Max Rate At Change	0.03%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	31497 190TH ST, AKELEY, MN 56433-8287
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000430572
Date	Jul 12, 2023
Instrument	A000430572

Lender

Name	TRUSTAR FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Sep 1, 2028

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	31497 190TH ST, AKELEY, MN 56433-8287
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429652
Date	May 9, 2023
Instrument	A000429652

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	31497 190TH ST, AKELEY, MN 56433-8287
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000421080
Date	Dec 3, 2021
Instrument	A000421080

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	31497 190TH ST, AKELEY, MN 56433-8287
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000408304
Date	Apr 17, 2020
Instrument	A000408304

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	White Oak Township
Unified School District	Walker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 Homeowner's exemption
2025	$1,566.00 (-24.86%) Homeowner's exemption	$221,700 (-2.33%) Land $46,500 Building $175,200	$221,700 (-2.33%) Land $46,500 Building $175,200
2024		$227,000 (+24.86%) Land $44,300 Building $182,700	$227,000 (+24.86%) Land $44,300 Building $182,700
2022	$2,084.00	$181,800 Land $34,100 Building $147,700	$181,800 Land $34,100 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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