31496 River Rd, Orange Beach, AL 36561 Property Records

Baldwin County property record for 31496 River Rd, Orange Beach, AL 36561

Property Summary

Property TypeSingle Family Home
Details6 bd · 1 ba · 1,944 sqft · built 1977
Lot Size0.833 acres (36,300 sqft)
Owner2 Individual Names on File
Tax Bill$5,678 (2026)
Flood ZoneZone AE (high risk)
APN64-03-05-0-000-016

Property Details

APN / Parcel Number

Primary APN64-03-05-0-000-016
Alternative APNs
  • 161111
  • 46098

Interior

Bedrooms6 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,944 sqft Heated Area
1st Floor Area1,944 sqft
FlooringCeramic Tile
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area36,300 sqft (0.833 acres)
Lot Dimensions291 ft deep x 100 ft wide
View / LotWaterfront / Beach
Boat AccessBoat Access
Boat House260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number161111
Street Address31496 RIVER RD
CityORANGE BEACH
StateAL
Zip36561-5702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100' X 291.5' IRR ONO ISLAND SUB UNIT 1 LOT 138 MB7 PG52-54SEC 5-T9S-R6E (WD) IN1251939
Legal SubdivisionONO ISLAND,
Legal BlockU-1
Legal Lot Number138
Legal Unit1
JurisdictionBALDWIN AL
Township / Civil DivisionFOLEY
Census Block Group1
Census Block1012
Census Tract11415

Owner

31496 River Rd is owned by two individuals who acquired it in June 2008.

Source: Baldwin County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3933 MCREE LN, MOBILE, AL 36608-1362
Owner TypeIndividual
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 16, 2008
Transfer Doc0001251940
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 31496 River Rd was $5,678, up 5.4% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,678.00 (+5.4%)
2025$5,387.00$192,420 Land $142,960 Building $49,460$1,924,100 Land $1,429,600 Building $494,500
2023$4,814.00 (+49.69%)$171,960 (+49.71%)$1,719,400 (+49.71%) Land $1,342,900 Building $376,500
2022$3,216.00 (+24.55%)$114,860$1,148,500 Land $833,800 Building $314,700
2021$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31496 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 840 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5,049 units insured
incl. 4,209 condo units
Nearby Flood Claims529 (1995–2020)
Claims Outside the SFHA30 of 529
Most Recent ClaimNov 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 417 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 33 claims
  • Hurricane Ivan, Sep 2004 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31496 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE BEACH WATER SEWER AND F.P.A.
serves 17,796 people · EPA ID AL0000053
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on River Rd

Nearby Streets

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