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3149 Twisted Oak Loop, Kissimmee, FL 34744 Property Records

Osceola County property record for 3149 Twisted Oak Loop, Kissimmee, FL 34744

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 2,821 sqft · built 2005
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$286,500 (May 2017)
Tax Bill$4,236 (2025)
Deeds & MortgagesJun 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN129616

Property Details

APN / Parcel Number

Primary APN129616
Alternative APN
  • 052531311100011520

Interior

Bedrooms6 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,821 sqft Heated Area
Gross Area3,521 sqft
1st Floor Area1,418 sqft
Upper Floors Area1,403 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeFinished
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area60 sqft
Deck Area282 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number129616
Street Address3149 TWISTED OAK LOOP
CityKISSIMMEE
StateFL
Zip34744-9255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionFELLS COVE PHASE 2 UNITS 3 & 4 PB 17 PGS 74-76 LOT 152 06-25-31
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionFELLS COVE UNIT 1 PHASE 1
Legal Phase2
Legal Tract3111
Legal Block1
Legal Lot Number6,152 6
Legal Unit3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3013
Census Tract42800

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3149 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 24, 2017Warranty Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2017 · Amount on Record
Deed SaleMay 24, 2017 · Amount on Record
Prior SaleMay 18, 2007 · Amount on Record
Deed Document Number2017076268
Deed Book / Page5153 / 1021
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3149 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057430603
DateJun 24, 2020
Book Page5743/603
Instrument2020081417
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2017
Property Address3149 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255
Document Number0051531021
Book / Page5153 / 1021
Map ReferenceMB17 PG74-76
Instrument DateMay 19, 2017
Instrument2017076268
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyBLUE COAST TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,005.50
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8385 NARCOOSSEE RD APT 7201, 8385, ORLANDO, FL 32827-5626

Transferred To (Grantee/Buyer)

NameVerified Name
Address3149 TWISTED OAK LOOP, KISSIMMEE, FL 34744-9255

Mortgage

Document Number0051531023
DateMay 24, 2017
Instrument5153/1023
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,236.00 (+7.24%) Homeowner's exemption$295,207 (+5.99%)$436,800 (-3.77%) Land $80,000 Building $356,800
2023$3,950.00 (+4.11%) Homeowner's exemption$278,533 (+3%)$453,900 (+16.21%) Land $80,000 Building $373,900
2022$3,794.00 Homeowner's exemption$270,421$390,600 Land $60,000 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims15 (2017–2025)
Claims Outside the SFHA1 of 15
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Summit Broadband, Verizon.

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