3149 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3149 Rosina Ave, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,364 sqft · built 1921
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$117,400 (Aug 2018)
Tax Bill$1,959 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056-11-07-045.00

Property Details

APN / Parcel Number

Primary APN056-11-07-045.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,364 sqft Finished Area
Gross Area1,920 sqft

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions159 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3149 ROSINA AVE
CityCOVINGTON
StateKY
Zip41015-1055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW PARK PT LOTS 110-111
Legal SubdivisionLAKEVIEW PARK
Legal Lot Number110,11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2005
Census Tract61400

Owner

3149 Rosina Ave is owned and occupied by an individual who bought it in August 2018.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3149 ROSINA AVE, COVINGTON, KY 41015-1055
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE BANK INC
Aug 2, 2018Warranty Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2018 · Amount on File
Deed SaleAug 2, 2018 · Amount on File
Prior SaleJan 9, 2004 · Amount on File
Deed Document Number201808 02 059 00039
Deed Book / Page6467 / 194
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3149 ROSINA AVE, COVINGTON, KY 41015-1055
Transaction TypeMortgage
Record UpdatedMar 28, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900053
DateMar 16, 2022
Book Page348/458
Instrument22031605900053
Lender
NameHERITAGE BANK INC
TypeBank
AddressBURLINGTON, KY 41005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 2, 2018
Property Address3149 ROSINA AVE, COVINGTON, KY 41015-1055
Document Number0000000039
Book / Page0C6467 / 000194
Instrument DateJul 27, 2018
Instrument39
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$117.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3149 ROSINA AVE COVINGTON KY 410151055, COVINGTON, KY 41015-1055

Mortgage

Document Number40
DateAug 2, 2018
Book Page0C6467/000197
Instrument40
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2048

Mortgage

Document Number41,
DateAug 2, 2018
Book Page0C6467/000211
Instrument41
Lender
NameKENTUCKY HSNG
AddressFRANKFORT, KY 40601
Agreement
AmountAmount on Record
Term60 Months
DueAug 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3149 Rosina Ave was $1,959.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,900 (-) Land $10,000 Building $137,900$147,900 (-) Land $10,000 Building $137,900
2025$1,959.00$147,900 Land $5,000 Building $142,900$147,900 Land $5,000 Building $142,900
2023$1,970.00$147,900 Land $5,000 Building $142,900$147,900 Land $5,000 Building $142,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3149 Rosina Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3149 Rosina Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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