3149 Regency Ave, San Jose, CA 95136 Property Records

Santa Clara County property record for 3149 Regency Ave, San Jose, CA 95136

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,057 sqft · built 2000
Lot Size	0.024 acres (1,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2011)
Tax Bill	$6,649 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2023 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`455-58-012`

Property Details

APN / Parcel Number

Primary APN	`455-58-012`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,057 sqft Living Area
1st Floor Area	486 sqft
2nd Floor Area	571 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1,057 sqft (0.024 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3149 REGENCY AVE
City	SAN JOSE
State	CA
Zip	95136-3717
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT 9092
Legal Tract	9092
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503127

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3149 REGENCY AVE, SAN JOSE, CA 95136-3717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2011 · Amount on Record
Deed Sale	May 27, 2011 · Amount on Record
Prior Sale	Feb 1, 2011 · Amount on Record
Deed Document Number	201191583
Last Transfer Date	Mar 14, 2012
Transfer Doc	0021590212
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 29, 2026
Property Address	3149 REGENCY AVE, SAN JOSE, CA 95136-3717
Document Number	0025980156
Instrument Date	Apr 23, 2026
Instrument	202625980156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	192 WILLIAM MANLY ST, 3, SAN JOSE, CA 95136-4897

Mortgage

Document Number	0025980156,
Date	Apr 29, 2026
Instrument	202625980156

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2056

Interest

Rate	6.38%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3149 REGENCY AVE, SAN JOSE, CA 95136-3717
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 WILLIAM MANLY ST, SAN JOSE, CA 95136-4897

Mortgage

Document Number	0025436224
Date	Feb 13, 2023
Instrument	25436224

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,096 (+2%) Land $202,548 Building $202,548
2025	$6,649.00 (+5.32%)	$397,154 (+4.04%) Land $198,577 Building $198,577
2024	$6,313.00 (+1.38%)
2023	$6,227.00 (+2.08%)	$381,734 Land $190,867 Building $190,867
2022	$6,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 881 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile, Verizon.

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