3149 Kyra Ln, Elgin, IL 60124 Property Records

Kane County property record for 3149 Kyra Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on File
Last Sale$310,000 (Apr 2019)
Tax Bill$10,501 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-19-377-008

Property Details

APN / Parcel Number

Primary APN06-19-377-008

Exterior

Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide

Location & Zoning

Street Address3149 KYRA LN
CityELGIN
StateIL
Zip60124-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREMINGTON MEADOWS LOT # 283
Legal SubdivisionREMINGTON MEADOWS
Legal Block3
Legal Lot Number283
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3013
Census Tract851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address3149 KYRA LN, ELGIN, IL 60124-4343
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 25, 2020Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Jul 17, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 22, 2019Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2019 · Amount on File
Deed SaleApr 22, 2019 · Amount on File
Prior SaleFeb 19, 2015 · Amount on File
Deed Document Number201915512
Last Transfer DateJun 5, 2019
Transfer Doc0000031014
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateApr 27, 2026
Property Address3149 KYRA LN, ELGIN, IL 60124-4343
Document Number0000016982
Instrument DateApr 16, 2026
Instrument202616982
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address3149 KYRA LN, ELGIN, IL 60124-4343

Mortgage

Document Number0000016982,
DateApr 27, 2026
Instrument202616982
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 25, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3149 KYRA LN, ELGIN, IL 60124-4343
Document Number0000008018
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3149 KYRA LN ELGIN IL 601244343, ELGIN, IL 60124-4343

Mortgage

Document Number0000008018
DateFeb 13, 2020
Instrument8018
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 12, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 17, 2019
Property Address3149 KYRA LN, ELGIN, IL 60124-4343
Document Number0000031014
Instrument DateJun 5, 2019
Instrument31014
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3149 KYRA LN ELGIN IL 601244343, ELGIN, IL 60124-4343

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 22, 2019
Property Address3149 KYRA LN, ELGIN, IL 60124-4343
Document Number0000015512
Instrument DateMar 23, 2019
Instrument15512
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyCHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3149 KYRA LN ELGIN IL 601244343, ELGIN, IL 60124-4343

Mortgage

Document Number15513
DateApr 22, 2019
Instrument15513
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 21, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,501.00 (+4.02%) Homeowner's exemption
2024$10,095.00 (+11.4%)$134,150 (+21.39%) Land $42,481 Building $91,669$402,611 (+21.44%) Land $127,494 Building $275,117
2022$9,062.00 (+4.38%) Homeowner's exemption$110,508 (+6.96%) Land $34,994 Building $75,514$331,524 (+6.96%) Land $104,982 Building $226,542
2021$8,682.00 Homeowner's exemption$103,317 Land $32,717 Building $70,600$309,951 Land $98,151 Building $211,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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