Bell County property record for 3149 Kegley Ln, Temple, TX 76502
| Property Type | Commercial |
|---|---|
| Details | 8,342 sqft · built 2004 |
| Lot Size | 2.38 acres (103,978 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,543 (2023) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0389932800 |
| Primary APN | 0389932800 |
|---|---|
| Alternative APNs |
|
| Building Area | 8,342 sqft Gross Area |
|---|---|
| Gross Area | 4,600 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Metal |
| Roof Type | Flat |
| Lot Area | 103,978 sqft (2.38 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 382 sqft |
| Canopy | 1,400 sqft |
| Storage Building | 300 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 562468 |
|---|---|
| Street Address | 3149 KEGLEY LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5959 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | EARTHSTONES SUBDIVISION, BLOCK 001, LOT 0001, ACRES 2.387 |
| Legal Subdivision | EARTHSTONES SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21203 |
3149 Kegley Ln, a commercial property, is owned by two individuals who acquired it in April 2004.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2706 GARDEN BROOK TRL, BELTON, TX 76513-1319 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS NATIONAL BANK |
| Apr 1, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2004 |
| Deed Sale | Apr 20, 2004 |
| Deed Document Number | 0006305343 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3149 KEGLEY LN, TEMPLE, TX 76502-5959 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2706 GARDEN BROOK TRL, BELTON, TX 76513-1319 |
| Document Number | 0000019143 |
|---|---|
| Date | May 6, 2024 |
| Instrument | 2024019143 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76502 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 3, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3149 KEGLEY LN, TEMPLE, TX 76502-5959 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012542 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019-00012542 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,543.00 (-0.65%) | $446,188 Land $51,989 Building $394,199 | $446,188 Land $51,989 Building $394,199 |
| 2022 | $6,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3149 Kegley Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1979–2024) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3149 Kegley Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, AT&T, T-Mobile.
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